Help me! I Need help comparing health insurance?

Question

I basically have to pick between Bloe Cross of Ca or Health net For my Newborn Daughter!
Does anyone have any Experiance with either?

Please help me!

thank you

Answer 1

I deal with Blue Cross everyday, The only bad thing I have to say about them is that every year they are going to want you to send in other insurance info and they will not pay your claims until it's received. Health Net has not been around as long. You really should look at the benefits each offer and she which plan your daughters doctor is a participating provider under. Good luck and enjoy that baby girl!

Answer 2

BC PPO is a relatively good insurance. You do need to fill out a coordination of benefits once a year, but that's just a simple form to check if there is other insurance coverage. I'm not reallt familiar with Health net. Some things to consider when choosing insurance. Deductable, how much you have to pay every year before your benefits kick in. Your coinsurance, what percentage of the bill you are responsible for (i.e. 10%, 15%, ect). If there is an annual max for the policy, and a life time max. And most importantly if there is out of network benefits. With BC this really shouldn't be a prob, because they have a huge network, but with Health net they may have a smaller network, and they may not cover anything with any non-contracted facilities/providers, or they may cover it at a lower rate i.e. They'll only cover 60% of the bill. Hope this helps.

Answer 3

I have found the source box to be a good resource for this type of insurance. There are a variety of ways to go about this so I suggest you research some of the companies for their offers.

Answer 4

You might try and bookmark this website I have used for insurance research and news:

www.healthinsurance-guide.net

Answer 5

where are from?