Is it a good idea to get a loan for your final pay stub until you get your w2 form back?

Answer 1

As someone already stated, if you don't have your W-2 by now, contact the IRS. You may need to complete a From 4852 (substitute W-2). It is NEVER a good idea to get a loan against your expected refund. Paying your bills late usually costs less.

Answer 2

No the interest the bank will charge you is outrageous
If you still do not receive your W-2 by February 14th, contact the IRS for assistance at 800-829-1040. When you call, have the following information:

Employer's name, address, city, and state, including zip code.


Your name, address, city and state, including zip code, and Social Security number
If you misplaced your W-2, contact your employer. Your employer can replace the lost form with a “reissued statement.” Be aware that your employer is allowed to charge you a fee for providing you with a new W-2.

You still must file your tax return on time even if you do not receive your Form W-2. If you do not receive the missing information in time to file, you may file you may use Form 4852, Substitute for Form W-2, Wage and Tax Statement. Attach Form 4852 to the return, estimating income and withholding taxes as accurately as possible. There may be a delay in any refund due while the information is verified.

If you receive a Form W-2 or W-2C (corrected form) after you have filed your return using Form 4852, and the information differs from what you reported on your return, you must amend your return by filing a Form 1040X, Amended U.S. Individual Income Tax Return.

Answer 3

Yes. You never file a tax return using a pay stub. The W-2 is all you need.

Answer 4

NO. But people still need them. The intrest rate on the loan at hrb is 35.9999 % There are usually better sources than this

Answer 5

It's a high-fee, high-interest loan. Only you can make the decision as to whether it's worth it. My opinion is no, it isn't.

Answer 6

No. The interest rate is very high.

Answer 7

HUH? You are making no sense!