I have a long term boyfriend and we are both 19 and he lives with his parents and i live with mine. We only ever see each other on weekends which is hard.
I want to take things further - like settle down but have not got a clue where to start with buying a house. I dont think we could aford it but we desperatly want to settle down and move it together.
2007-02-20 08:22:14 · 20 answers · asked by Anonymous in Family & Relationships ➔ Family
So what are you asking ?
2007-02-20 08:24:50 · answer #1 · answered by Anonymous · 0⤊ 0⤋
ok you have to crawl before you walk honey. so you would want to start off with an apartment or condo, something small, and inexpensive because remember you still have to furnish it and buy food, toiletries, pay utilities, if not included, and telephone, cable, DSL, not to mention cell phones or other bills you may be paying. So you both have to work and both of you need to have money saved. It would help if you both had enough saved for a few months rent in case you all run into problems (i.e someone gets laid off, hurt). But you both have to make sure that this is going to benefit you both and is the best thing or else you both will end up right back where you started---mom & dad's house. All the best.
2007-02-20 08:50:25 · answer #2 · answered by TRUTH HURTZ 4 · 0⤊ 0⤋
I am a Realtor and a Mortgage Originator. I would love to give you the low down on buying a home. There are alot of details to it but it is not that difficult. However, at 19, I would focus on doing you first. The one thing that I have learned is that if love is real, it will be there. You should get your own place and experience total independence first! After a year of living on your own, if you still want to move in together, then revisit it at that time. I cannot express this enough! Experience independence first!
2007-02-20 09:53:40 · answer #3 · answered by Finance_Diva 2 · 0⤊ 0⤋
You are 19. You are not ready to settle down - You should be out having a good time with your friends and boyfriend.
If you want to settle down, you should discuss marriage. If you are both ready for that, then get engaged and plan a wedding. Don't move in together until you are married.
2007-02-20 08:28:54 · answer #4 · answered by Go Bears! 6 · 0⤊ 0⤋
your 19, live a little dont think about settling down yet just have some fun.
He being 19 which in girl years is 14 will seem keen but find it hard, like a puppy with a new toy. that will soon more often than not become tired of his squeeky bone and want a squeeky chop instead.
2007-02-20 08:30:47 · answer #5 · answered by west b 1 · 0⤊ 0⤋
why don't you share a flat together first,at your age a mortgage is a big responsibility,don't rush into anything, I know you want to be together ,but you can still have a lot of fun,even if you are both living with parents,I was 19 once and wish I still was without all the aggro that comes with growing up,good luck on whatever you decide,hope you make the right choice .
2007-02-20 08:36:23 · answer #6 · answered by LYNDA M 5 · 0⤊ 0⤋
You don't have to buy - in fact at your age I would think that totally impossible unless you are both earning bucketloads. You could rent, but you'd need references ( bank, employer) and probably a guarantor - usually a parent, but they do have to be able to pay if you can't and be willing to fill in and sign the forms, so it won't be easy! Take a look at local rental agencies and see what you would have to pay in rent, factor in the cost of gas, electricity, water, sewerage, council tax, food etc, then talk to your parents or to someone who really knows the ins and outs of renting property so that if you discover that you can afford it, you can avoid some of the pitfalls.
2007-02-20 08:32:44 · answer #7 · answered by mad 7 · 0⤊ 0⤋
What are you 2 doing for work?
Try renting first - 1 or 2 bedroom. Buying houses is near impossible.(expect £300 to 520 for cheap accommodation).
If what you 2 are doing is peanuts, consider going into apprenteships (or internships if you are still sudying).
You would not be expected to afford a place for you and your partner unless you have at least £20k p.a. This involves both of you working bw.
Good luck.
2007-02-20 08:30:19 · answer #8 · answered by Anonymous · 0⤊ 0⤋
dont do it!! TRUST ME, running your own house wether bought or rented is very very expensive, why dont one of you move into the others house with the parents, this way u get an idea of what they are like 24/7 without a commitment, i recently bought a house with my boyfriend, we had lived together before we bought but it was soo financially draining, we earn 20 grand a year each and still struggled with a mortgage!!!
2007-02-24 08:27:09 · answer #9 · answered by Anonymous · 0⤊ 0⤋
#1- you are too young..You are in love yes..but you should be focusing on where to go to school next...and your life.
#2- Depending on where you live, apartments and houses can be VERY expensive. do a whole lot of research. Talk to your parents about it...they may seem like they are trying to hold you down..but just think..they have been there already, and they give great advice.
2007-02-20 08:27:05 · answer #10 · answered by Bevin M 3 · 0⤊ 0⤋
19 years old? Are you kidding. You are just a baby! You are too young to settle down. You both should examine your relationship and where it is going. As far as moving in together, that is a wrong move...........You are way too young.
2007-02-20 08:27:30 · answer #11 · answered by cardgirl2 6 · 0⤊ 0⤋