After watching watch dog tonight i have decided to go ahead and claim all my bank charges back, What have i got to lose, but i need to know how do i go about this? cheers
2007-02-20 08:10:43 · 11 answers · asked by Sianie 2 in Business & Finance ➔ Credit
It's very simple, you just write to the manager of your branch and demand they repay all charges from the past 6 years or you'll take them to court. Go to penaltychargesforum.com for templates of letters.
Nobody has yet been refused or had to proceed to court action, so you are guaranteed every penny back. I recently got nearly £2k refunded.
2007-02-20 08:15:34 · answer #1 · answered by Hello Dave 6 · 0⤊ 0⤋
Well you can do, but I hear once you reclaim them, the bank will threatent to close your bank account.
If the charges are ligitimate and you went overdrawn or wrote a cheque that later bounced than I dont think you have a leg to stand on.
If you call the bank and say, I think I may go overdrawn or they paid out a direct debit or cheque that you stopped or cancelled but the bank still pay it out and make you go overdrawn then you are within your rights.
2007-02-25 08:17:39 · answer #2 · answered by Rebz 5 · 0⤊ 2⤋
Me too!!!
The telephone number that they advertised on the programme is 0845 080 1800 (FOS helpline)
I've attached two links - one to the Watchdog site, the other is to the "money savings expert" site. That one gives you more info on how to actually do it!
Good Luck! Let's all hit the banks for what they've been overcharging us for so long!! xxxx
2007-02-20 16:26:26 · answer #3 · answered by catwoman6942 3 · 0⤊ 0⤋
i typed in reclaiming back bank charges and it tells you word for word what to write and how to go about it i found it very useful as i was like you and didnt no were to start and how to go about it, good luck to you.
2007-02-25 09:30:07 · answer #4 · answered by Anonymous · 0⤊ 0⤋
i watched the same thing n i just sent a letter off today i downloaded the script off the itv tonight website x
2007-02-24 17:51:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Wow..I work in a bank and never heard of this. Is this only in England?
2007-02-27 11:24:13 · answer #6 · answered by Pepper 6 · 0⤊ 0⤋
Try which.co.uk they have a template of a letter for you to send to your bank
2007-02-27 10:34:02 · answer #7 · answered by Anonymous · 0⤊ 0⤋
the watch dog web site will advise you, but do it do it do it! we are and we are due £2,500 + Oh lovely new shoes and handbag for meeeee! yay!!!! Naughty naughty bank! hahahahahahahaha (evil laugh!)
2007-02-20 16:26:04 · answer #8 · answered by carlyjayne 2 · 0⤊ 0⤋
try trading standards. seemingly they have a form that u can fill in and they do the rest. it costs £10. good luck x x
2007-02-20 16:18:08 · answer #9 · answered by bonbon24 3 · 0⤊ 0⤋
if you find out let me know. i must be due thousands of pounds - seriously.
2007-02-20 16:14:14 · answer #10 · answered by magicalle 4 · 0⤊ 0⤋