2007-02-20 04:52:54 · 6 answers · asked by ssurge95 1 in Business & Finance ➔ Insurance
My friend got a speeding ticket in Freehold, NJ few months ago and his insurance rate went up.
2007-02-20 05:02:46 · answer #1 · answered by Anonymous · 4⤊ 0⤋
It will make the insurance go up on your next renewal. It will depend on how many points the ticket is, the more points, the higher the insurance will go. The "insurance" points are similar to the license points, but not for everything (tickets like DWI & driving without insurance are different). Also, it will stay on your insurance for 3 full years (will come off on the renewal AFTER the ticket becomes 3 yrs old). Most companies go by the posting date of the ticket, not the actual date you received the ticket. When I lived there, an at fault accident was 5 insurance points, if you got traffic violations totalling 4 points and an at fault accident within 3 years, you risk losing your insurance (due to 9 insurance points) and having to go to the assigned risk which is even more expensive. So, be careful!!
2007-02-20 13:33:35 · answer #2 · answered by Sue 6 · 0⤊ 0⤋
See if you can take a Defensive Driving program the state might offer to dismiss the ticket.
2007-02-21 06:34:40 · answer #3 · answered by Anonymous · 0⤊ 0⤋
What was the violation for? Do you have any other moving violations, say, in the last three years? Who are you insured with? Without further details the best anyone could answer is: maybe.
2007-02-20 14:54:42 · answer #4 · answered by Gambit 7 · 0⤊ 0⤋
The first one ever is a freebie - if it's a minor incident. After that, expect to see your rates go up.
2007-02-20 20:23:55 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
who is the insurance company...
how old is the driver???
what sort of ticket???
all these are considered....
2007-02-20 14:22:59 · answer #6 · answered by ﺸÐïåMóñdÐôññåﺸ 5 · 0⤊ 0⤋