2007-02-19 21:44:26 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
No, the "pre-approved" credit offers are still contingent on a full credit check. They are offered based on criteria they pull from credit bureaus. Because they don't have you permission they can't look at your full credit report and your lending history.
2007-02-19 21:53:13 · answer #1 · answered by fidel410 5 · 0⤊ 0⤋
never accept pre approved credit offers if they are requesting you to pay an ammount up front. No you are not guaranteed to receive the card. you do not want everyone to look into your credit report, this can lower your score dramatically.
2007-02-23 20:28:28 · answer #2 · answered by chocolate 1 · 0⤊ 0⤋
No. Read the fine print on the offer. They all say "subject to credit check" or words to that effect.
2007-02-19 22:55:13 · answer #3 · answered by Faye H 6 · 0⤊ 0⤋
Yes, in most case.
But most of the time they will change the term and give less line of credit to get you going.
If it is a scam then they may add some hidden charges on top of it.
2007-02-19 21:56:49 · answer #4 · answered by minootoo 7 · 0⤊ 1⤋
No. All is subject to approval by higher authority.
2007-02-19 21:50:51 · answer #5 · answered by Anonymous · 0⤊ 0⤋