Is paying yoru credit card off in full every month the best thing?

Question

Or would it be better to pay off lets say 90% to increase your credit score?

Answer 1

i would pay it off every month. once the credit card company isn't making money off of you they will give you incentives to use the card more like lowering your interest, waiving yearly fees, and raising your limit which will all reflect positively on your credit.

Answer 2

Yes, I pay my card in full every month to avoid interest.

Question: How can one credit score increase by paying off only 90%? Does that mean they will have payment history every month? But if you use your card every so often, you will still have payment history regardless whether you pay in full or pay 90% right? Just some questions.

Answer 3

Yes, absolutely, pay it off in full every month. That will build your credit score *and* avoid interest charges.

Plus, if you're paying in full each month, then you can just focus on earning the most *rewards* from your credit card(s). To see the card that will pay you the most rewards for your spending profile, check out the rewards calculator at http://www.creditcardtuneup.com/ .

Answer 4

yes, paying off the credit score in full is the best

Answer 5

It is better to leave some balance on your card. When lenders look at your credit, they are looking for consisitency in using your "tradelines". Use it often and always pay more than minimum but not totally off.

Answer 6

Yes.

Answer 7

i would pay it all off to avoid the damn 17% finance charges

Answer 8

yes, interest never sleeps

Answer 9

in full.
saves interest.