A collection agency has provided me with an ID Theft Affidavit which has an option that asks if I'm willing to assist in the prosecution of the person committed the fraud. I have no idea who it could have been but it took place in MD and I live in CA. If there is a prosecution, I don't want to be hassled with it. I called the collection agency and they say they will not clear the debt if I do not assist. Can they do that? I don't know the laws related to this stuff. I've been battling this collection agency for the better part of 2 years and it seems they are able to dictate the process without having to be constrained by regulations or good judgement. Can someone please help!?
2007-02-19 11:03:31 · 5 answers · asked by Black_19 2 in Business & Finance ➔ Credit
I'll put this it to terms slightly easier to understand.
Lets say your car is stolen and the insurance company states they will not send you a check for your stolen car unless you prosecute the person that stole it. The car was stolen from you, it is your job to prosecute, not the insurance company's.
Same deal, you're claiming your identity has been stolen and used by someone illegally. Because the alleged crime was committed against you, YOU are responsible for prosecution.
The only time I've ever had anyone complain or refused to prosecute is when there is a family member involved or when the individual claiming id theft actually authorized services and is trying to skip out on them.
If you're unwilling to prosecute, you need to be prepared to pay.
2007-02-21 12:22:16 · answer #1 · answered by siren381 2 · 0⤊ 0⤋
You do not have to assist the Debt Collection Agency, However, if you want them to stop bothering you about it, you do need to file and Affidavit of Fraud with your local police dept. Once you have done that, send the collection agency, or have the police dept send, a copy of the affidavit of fraud.
2007-02-19 11:11:13 · answer #2 · answered by I Like Grapes 3 · 0⤊ 0⤋
I am actually an associate for identity theft and our company restores credit. If that may be something you want to look at, let me know and I can send you information asap.
2007-02-19 22:33:26 · answer #3 · answered by gatorgirl 5 · 0⤊ 0⤋
Funny! 100!
2016-05-24 17:56:47 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You don't have to help them. If they don't clear the debt, that's their problem. I can say you owe me money and that's my problem, not yours.
It's already been nearly two years and the statute of limitations is running. Go to google.com and check out statute of limitations debt maryland and statute of limitations debt california
2007-02-19 11:16:55 · answer #5 · answered by Anonymous · 0⤊ 0⤋