2007-02-19 09:11:03 · 8 answers · asked by protour_99 1 in Business & Finance ➔ Credit
You really need to take to the card issuer. It is not uncommon for a card issuer to stipulate in the card agreement that if a cardholder is married and passes away, card and any balance becomes responsibility of surviving spouse, whether they are on it or not.. Not saying this is the case, but you need to make the call and find out. It's like the universal default rate. Not many people are aware that if you have a late payment on another card that another card can raise the rate based on that late payment. Even if you are current on the card, the rate could go up for no reason other than a late elsewhere. If this does not help, this is really a question for your attorney or the executor of the estate. Sorry for your loss.
2007-02-19 10:11:00 · answer #1 · answered by Gary N 2 · 0⤊ 0⤋
It depends, were you an authorized user or was it a joint account? If it was a joint account, you are responsible, if you are an authorized user you are not.
But, the credit card company will still come after your late husbands estate for their money. So if you can afford to pay it you should, it will save you a lot of grief in the future.
2007-02-19 09:17:23 · answer #2 · answered by ? 7 · 0⤊ 0⤋
If you live in a community property state, I think so, but to be sure ask an estate attorney,
2007-02-19 09:16:13 · answer #3 · answered by E. L 2 · 0⤊ 0⤋
If it is in his name not your responsable. CAll the credit company and tell them that your husband is deceased. Sorry for your lost.
2007-02-19 09:14:45 · answer #4 · answered by curious 2 · 0⤊ 0⤋
NO: HIS ESTATE IS RESPONSIBLE FOR THE BILL. This means his half of the house or anything that is considered his half will be used to pay this bill.
2007-02-19 09:15:09 · answer #5 · answered by whatevit 5 · 1⤊ 0⤋
depends on whether the card was issued to you jointly, if you signed off on it, are you in a marital property state, and did he have a will?
2007-02-19 09:14:28 · answer #6 · answered by anonymous 4 · 0⤊ 0⤋
You are married to him? Joint ownership means one and the same you are responable for this debt.
2007-02-19 10:52:48 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Prabably unless you were legally separated at the time.
2007-02-19 09:21:27 · answer #8 · answered by Anonymous · 0⤊ 0⤋