I need help financing and not having him involved.
2007-02-19 08:41:39 · 5 answers · asked by taylorvillegirl 4 in Cars & Transportation ➔ Buying & Selling
There are independent car and or dealers lots that take people with bad credit but it depends on the situation. Be prepared to pay higher than normal interest rates. More important ask yourself. Do you need a brand new car? When you buy a brand new car you immediately take a financial hit (loss) when you drive it off the lot. If you are looking to save some money buy a 1 to 3 year old car with low miles. Don't forget to get a vehicle history report from someone like carfax. Stay away from dealers that don't not have this feature. And don't buy a car that has not been registered in your state for at least a year. Some dealers buy them out of state salvage, then repair them and resell. Most of all do not miss any payments. If you have so-so credit and you miss or are late making the payment it gives the dealer the right to repo the car immediately and then you are stuck without a car and the payments you may have already made. Stay away from leases. They are worthless unless you are able to write off the payments as a business expense.
2007-02-19 09:01:03 · answer #1 · answered by I drive fire trucks 3 · 0⤊ 0⤋
well sweetie my hubby and I just purchased a new dodge truck (BIG HORN ) edition. I found out that major car lots can finance people with credit problems. They call it special finance. Contact the dealership of choice and let them know you need the special finance department and you can get your new ride. My down payment wasn't higher than anyone with good credit but my percentage rate is high. No biggie in 12 to 18 mths we will be in the situation to where we can refinance and get a better APR.
2007-02-19 16:54:20 · answer #2 · answered by strgblkwmn 1 · 1⤊ 0⤋
IF YOU CALL YOUR HOUSBAND AN IDIOT,IN THE NEAR FUTURE YOU WILL NEED A DIVORCE,NOT A CAR,SO BETTER THINK HOW WILL YOUR LIVE AFTER IT, AND HOW DO YOU GO TO FINANCE YOURSELVE, BECAUSE, FOR YOUR QUESTION, Y UNDERSTAND THAT YOU WILL STAY WITH A VERY BIG VACUUM IN YOUR POCKET. SORRY.
2007-02-19 17:14:36 · answer #3 · answered by MONI 3 · 0⤊ 0⤋
If you have a verifiable source of income, you do not have to have him on the note. You may not be able to finance as much as you could using his income also, but if you want him completely out of it, that is your only choice. There is no way to claim his income if he is not on the note.
2007-02-19 16:57:36 · answer #4 · answered by J.R. 6 · 0⤊ 0⤋
Slip some rat poison in his food.... collect life insurance and pay cash for that Ferrari!
2007-02-19 16:45:57 · answer #5 · answered by Anonymous · 0⤊ 0⤋