What is a reasonable amount to spend on an engagement ring ?

Question

Would $10,000 be too much to spend on an engagement ring ? Does it depend on your income level ? Do many women think more practically ..... thinking that they would rather save for a down payment on a house rather than spend thousands on a ring ?

Does owning an expensive ring make a woman feel better or give her status ? Would a $200 ring satisfy you ?

Are real diamonds a requirment ? If a cubic zirconium diamond looked better and saved you a lot ofmoney ..... would you settle for cubic zircon ??

Answer 1

amount spent doesn't make a difference, it's what it symbolizes. i would rather use the money for things for the house.

Answer 2

I've always heard that 2 months wages are the price to spend on an engagement ring.
It all depends on how you are as a couple too, choosing the ring together is a beautiful way to start your marriage.
You could propose with an interim ring or have the proposal near a jewellers so the choice can be made immediately after.
Its all good whatever way you work it, it's the love and commitment that counts in the end.
Ps: Diamonds never cubic Z ok :-)

Answer 3

My ring was 10,000 and it's exactly what I wanted. I wanted a nice ring that I could wear forever and pass down to my children. I am also a flashy type person so I wanted 1 carat diamond. It really depends on what you can afford. We already have a house together and a new car so we were able to budget it without any dept. Just don't put yourself in dept over a ring... it's not worth it. I would say $3,000 ring would be nice. $100-500 ring which a suggestion I see a lot off.... well that's not special!! And it's cheap!! Get her a nice piece that she will love without braking the bank. I think your ring should be the nicest piece of jewelry you own.

Answer 4

The amount you spend on the ring depends on your disposable income ... not necessarily your total income. If you have a lot of credit card debt, etc, then a high price ring probably isn't for you.

I've had a few brides in the 50-60k pay range who have had 2k rings and as much as 10k rings ... it just depends on how much you can bank, and what kind of ring your looking for.

A colored diamond is going to cost you a ton more than a regular white diamond ... likewise, an ascher cut stone is going to run you more than a round cut because it is more rare.

Answer 5

Let me say this. If you bought her a ring and she lost it 1 week later would you be devistated over how much you paied or say it's ok we will get another one.
Reason i say this,.....I lost mine it was on my lap as I was putting on lotion and got out of the car and didn't realize it until i got into the store. Mine was 2,500 and my fiancee makes alot of money that is a big loss either way for either financial situation. He called the jewler and had another one made but still that was devisitating. There are many rings out there that are so beautiful and not over 4,000. For a single stone you should be ranging around 1,000 - 1,500. Keep in mind you are also going to have to get a wrap or a matching ring to go with it for the wedding!?!?!
Here is an Idea mine is valued at 4,399 but it cost me half that I have the best stones and you ask how?! Well because the jewlery stores have a 300% markup and you pay more than you should call around and find a store a priviate owned store and ask for a certified Gemologist. Take this websight and pick out the style you desire and then tell them what kind of diamond "style" and what grade "color and infractions" They will put it together. Better yet if you want more information you may use our family personal jewler he works all over the world and long distance! His quality is great!!!! He did my ring. more info for him personally email me it will be in your messages.
http://www.stuller.com/ go to bridal

Good Luck!

Answer 6

That really depends on how high maintenance this chick is. My husband and I got our wedding rings (all three in a set) at Walmart for like $200. Also, does it have to be a surprise? If not, ask her about it. Or you could surprise with your proposal then take her to buy a ring so she can pick it out. That's when you could talk to her about everything. I would say yes, real diamonds are a requirement but they don't have to be huge. Keep in mind that the symbol of the ring is what counts, but also keep in mind that most chicks like to show off whats on their finger.

Answer 7

i don't think there's a firm definiton of a "reasonable amount."
i don't want my future husband to go overboard, but the fact thta he put some time into saving fro a ring would definitely show that he cares. for me (i cant speak for all women) it's not about "showing off"...but no, i haven't yet seen a $200 ring that would quite satisy me.

As for your "real" diamonds question...they aren't a requirement, but you should look for a ring that your fiancee likes. If she isn't into diamonds, then it would be silly to get her one. i wouldn't go for cz, though...not for an engagment ring. it won't last. You can still save money by getting a lab-created diamond, which is techinically identical to a real diamond, just made in a lab.

any man's best bet is just to ask his special lady what she likes, and then do your best to make it happen.
you can always go for an inexpensive ring now, and then "upgrade" when the time is right.

Answer 8

While it should be about what you can afford here is the "rule" for purchasing an engagement ring

And when it comes to buying an engagement ring, there's a popular rule of thumb — or maybe it's a rule of the ring finger — to spend about two months salary on the fiancé's engagement ring . . . a standard that was probably invented by the diamond industry.

But even ring sellers never specify how much you're supposed to spend on wedding bands — the ones you actually exchange on the altar, and which are supposed to signify eternal love.

Answer 9

Buy what you can afford, and go with her tastes. Does she like traditional? If so, go with a classic cut single stone diamond ring or whichever cut is her favorite at that. Does she like modern? There are plenty of 3 stone diamond rings out there that are affordable. As long as you have HER in mind when picking it out, she should be happy with whatever you buy, even if it is small. I would think that unless you're making big bucks, $10k is a lot for a ring. And even if you are making big bucks, I'd rather the guy spend a quarter of that and save the rest for a house or perhaps a lovely honeymoon. Good luck to you!

Answer 10

£10000 is too much for me, I would not want to wear a ring worth that much. I guess it does depend how much someone earns, I would not want my b/f spending more that £100 on a ring for me, and he didn't, he earns a small wage and it would be too much pressure to demand a certain amount spent etc. I don't have diamonds, and diamonds are not a requirement. The thought behind the ring is what counts, not the size/cost, any girl that demands a certain amount spent on her is a gold digger.

Answer 11

Diamonds are special so don't go for fake. But never spend more on a ring than you can really afford. I'd rather have a smaller ring and a great husband than a big ring and a man who couldn't afford the bills after the wedding.