my longtime boyfriend and i have been discussing having a child. i don't have a job with health insurance, but he does. on his policy, there is an option for individual +spouse or partner and child. am i correct in assuming that by partner, they mean a same-sex partner as opposed to a long-term companion?
i am aware that child would be covered regardless, but am i not eligible for his plan unless we're actually married?
(not sure exactly what company he has)
2007-02-18 08:59:29 · 4 answers · asked by @imeeatt!tude 2 in Business & Finance ➔ Insurance
The definition of "partner" depends on the policy at your boyfriend's job. Many businesses in the NY/NJ metro area include domestic partners (of the same sex as well as heterosexual couples) in the definition of "partner." Also, you can register as a domestic couple in NJ. You need to check with the benefits coordinator at your boyfriend's job to find out if you are covered, but you probably will be. You will need to prove that you are actually a couple, and the best way to do this is register as a domestic couple in the state of NJ.
Also, even if you are not covered under his health insurance, most states usually provide Medicaid or some similar program especially for pregnant women.
2007-02-18 09:53:56 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Generally speaking, "partner" can be construed as a same-sex partner. You should be able to be covered under his plan whether or not you have a child, if you are a married couple. But I'm not sure if you'd be eligible since you're apparently just living together. To be absolutely sure of your status, however, I would suggest talking to a representative of your boyfriend's insurance company, as companies are widely variant on terminology, and you may be considered a "partner" even though you aren't of the same sex.
2007-02-18 17:14:03 · answer #2 · answered by gldjns 7 · 0⤊ 0⤋
That is one of the "perks" of being married I guess. As much as I think a person should not have to get married if they do not want to or are not ready to, I guess theres no reason why you should be able to be on the same insurance as his. Theres no written proof you two are a couple.
2007-02-19 08:02:51 · answer #3 · answered by J. 4 · 0⤊ 0⤋
"Partner" does not necessarily mean a same-sex partner.
New Jersey is a "domestic partner" state, meaning that you can register as domestic partners to receive certain benefits.
According to several sites I visited, those benefits include medical benefits.
2007-02-18 17:07:26 · answer #4 · answered by Anonymous · 0⤊ 0⤋