can you find out if there's a life insurance policy on a sibling if you have there soc. sec. #?

Question

I being the oldest of 6 siblings, just lost one of my younger brothers .I contacted a attorney because of unusual circumstances that accured before his death and after passing , by the woman he lived with . I'm wondering if there's any way I can find out if she had a Life Insirance Policy and if there's any way I can find out ? I have his Soc. Sec. no. , death certificate. This is another case in the State of Tennessee ,but I'm not familiar with the insurance laws . The Attorney I contacted about a wrongful death law suit wouldn't take the case and suggested I talk to the D.A. in that town because it sounded more of a criminal act .That would most certainally be a waste of time as corruption is the name of the game and of coarse " money being the root of all eveil " I wouldn't have a snow balls chance in hell. I'd appreciate it if any one can tell me another way of finding out about a possible life insurance policey . I also have the death certificate .

Answer 1

The only two ways you will ever be able to find out if there is life insurance, are 1. if you are beneficiary, and someone files the claim - in which case, you'll get a check in the mail. or 2. if you are executor of the estate, or if the executor of the estate looks into it and tells you.

There is no "central database" of life insurance policies. The death certificate is only useful in filing a claim, and you'd need the name of the insurance company before you could call them and ask.

If you're executor of the estate, you can go through all the valuable papers and old bank statements to see if there have been payments to an insurance company.

If you're not executor of the estate, then you have no access to that private information, sorry.

Answer 2

if you are the executor of your siblings estate then you could have access to that information. If she is the executor you are pretty much out of luck unless she revealed it to you. I think yes if you suspect foul play the D A would be the one to contact as they could get that information to prosecute

Answer 3

Life insurance with cash value don't pay out cash value when you die! They say its a good way to build savings! How is that so if you lose it all and it doesn't go to anyone when you die? People say you can borrow it. Why do I want to borrow my own money that I paid for? Cash value = scams!