Does regular health insurance pay to get wisdom teeth cut out?

Question

My mother said that you dont have to have dental insurance to get wisdom teeth cut out, regular health insurance should cover. How can i find out for sure? Call my ins. company?

Do you have to meet your health ins. deductible before they will pay anything?

Answer 1

Call your insurance company. The oral surgeons where I got my teeth done won't accept any insurance, but they WILL help you fill out the forms so you can file to get reimbursed. I know my insurance company wouldn't have reimbursed us if I didn't get all four teeth done, so just double check with them first.

Answer 2

Yes. Impacted wisdom teeth removal is covered by regular health insurance. Contact your insurance for more information.

Answer 3

Yes, call your health insurance company. However, I had to have one taken out because it cracked. It had to be cut out. I am a big wimpy baby when it comes to the dentist so I asked to be sedated. My insurance didn't cover anything but the extraction. This was not regular health insurance but dental insurance. Regular health ins. usually doesn't cover any dental issue unless it is impairing your regular health some how.

Answer 4

Yes, it pays if it involves cutting and trimming bone (most qualify it this way) and yes, you must meet your deductible before it will pay anything, just like any other covered procedure.

Obviously, to be sure, you should call your insurance company. They put their phone number on your card for this purpose.

Answer 5

Yes, call your health insurance to find out if this is cover. Usually this is covered under medical because it is considered surgery and falls under your medical plan not dental.

Answer 6

Yes it is generally considered a medical procedure.

Answer 7

You should deffinately call. In some cases it may cover. The best thing you can do is call them and ask.