What will happen to my insurance?

Question

Same question, put simpler:

Last night I got pulled over for the first time. The cop said he pulled me over because I had a tailight out. The actualy light was stilll working, but I guess I had to cover it up. $101

I don't have my six months driving time up, but I had my friend's brother & one of his friends in the car because I was driving them honestly, like a mile back to her house. They were hanging out at a playground and she didn't have enough room for all of them in her car. The cop let me go ahead & bring them the rest of the way home after he ticketed me. $101

I was so nervous and out of it & I thought the only proof of insurance card I had was in my other purse. After talking with my mom after the whole thing, it turns out the proof of insurance was in the freaking car, I just didn't look or know I was so freaked out. The cop ticketed me for $532.

I don't know anything about this stuff or if I should contest like my friends said I should. Any input helps, ~thanks~

Answer 1

None of these should affect the cost of your insurance. What usually causes your insurance to go up will be: an accedent, moving violation like a speeding ticket or running a red light or a DUI.
The ticket for the taillight is probably for the color, a taillight is supposed to be red, if the red lens was broken and missing then you had a white light showing, that is probably what the vioation was. This is usually a "fix it ticket", if you fix it the fee may be droped. There are a couple of ways to fix it, replace the lens, you can get one from a dealer for you make of car or you can get one from a wrecking yard or auto dismantaler. Put some red celofane or similar material over the light. The easiest way would be to get a red bulb from an auto supply store like Pep-Boys or NAPA and replace the white bulb with it. It just depends on how much you want to spend and how you want your car to look, replacing the lens is the most expencive options but it will also make your car look the best. A piece of red material over the bulb is probably the cheepest option but also the worst looking.
The driving with someone in the car with less than 6 months driving time I think you are going to have a hard time fighting. You have to good points in your favor, 1) You made what was a morally correct decision by taking them home and not leaving them alone in the park, because that was the right thing to do. 2) even though he gave you a ticket for the violation the officer still let you take them the rest of the way home, he didn't make you put them out of the car. That means he made a judgement call that he thought it was safe to let you drive them home, it may also mean he made a morally correct desicion to let you take them home because it was the right thing to do.
As for not showing your insurance, take the proof of insurance with you, it will show that you had insurance at the time, and explain to the judge that you were nervous and didn't know the insurance card was in the car. For the future though keep it in the envelope with your registration, that way if you ever do get pulled over again you will have them together to show the officer.
So definately fight the tickets, if you get a good judge you may not have to pay anything.
Good luck,
Clark

Answer 2

If the tailight was not working, or if the taillight was not working in accordance with the law, (tailights should be visible from a distance of at least 300 feet), then the officer gave you a ticket for its malfunction. As far as the insurance goes, most courts will suspend the fine if you bring valid proof that you had insurance when you were originally operating the vehicle.

Answer 3

First you need to learn what officers want when you get stoped and know where your license, your car registeration and insurance papers are.

This is a lesson learned.

Next if you had only had the light bursted it is not a moving violation, but a equipment and would not have even hurt your license.

you need to go to court and show you had insurnace, normally the judge will drop it. What you have to you broke the law having others in the car, that one is what is going to get you. it could be possible to license. If you can just pay the fine and keep your license I would do that.

Answer 4

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Answer 5

Hire an attorney that is good with Traffic Law Cases. He can get that fine reduced as you did have Proof of Insurance, you just didn't know what it looked like. As far as your insurance goes, it doesn't go up for one offense usually. That is one of the questions an attorney can answer for you.

Answer 6

definitely take all your paper work and contest it
Try to get a public defender for traffic court if you can
lawyers cost too much
explain it was in the car all along ---but you have never been stopped (if that is true) and it made you nervous.
even if they do not drop it they may likely reduce your fines
and if the cop doesn't show up (in my state at least)
You automatically win

Answer 7

There are attorneys who will represent you in a traffic ticket matter. They normally will attempt to get deferred adjudication or probation - ultimately the goal is to get it dismissed. That way, it won't effect your insurance. Look for one in the area you got your ticket, and they will be able to advise you on your specific situation. That is what I tell my son to do if he should ever get a ticket.