ice from my car broke someones windshield will my ins pay for it?

Question

If not am I personally liable?I stopped and there is a police report. My insurance says that it should go through the other persons comprehensive insurance. If this person does have glass coverage what happens? thanks.

Answer 1

Neither you nor your insurance company are responsible for someone decided to follow too close and get a broken window as a result of their act. If the other person doesn't have glass coverage, they will pay out of pocket I guess, or live with it.

Answer 2

Depending on where you live...
Example: A truck going down the road - a stone flies off the truck and hits your windshield and cracked it. You use to be able to claim against the OTHER guy.
Now, it is quicker- less hassle- and desired by the insurance company to file a claim on your own insurance.
The specifics are not listed... Was the other person TAIL-GATING you? If this is the case, they should have been ticketed for un-safe distance. Did you purposely have the ice hit their windshield? What were the conditions? Were you on an overpass and the ice fell down onto their car?
What does the police report state? Were you ticketed?
Best advice! Do not worry about it. Let the insurance companies fight it out.(This is why you pay for insurance)

Answer 3

It depends on the state in which you live. In many states, yes indeed you are responsible for ice on your car breaking another's windshield. It is not as a few have said the same thing as kicking a stone up.

Many states have laws the require drivers to clean their cars of ice and snow before driving. If you do not do this, you break the law, and you are liable for damage.

Answer 4

Some people have some pretty strange ideas. If ice flew off your car. you neglected to clean your car off properly, you are responsible for the windshield. Their insurance will fix it, and claim from your policy. Next time brush off your car properly, there have been people severely injured or killed by ice from people too lazy to clean their cars properly. Consider this a lucky lesson since all that was lost was a windshield.

Answer 5

Unfortunately, it is your fault.

Many if not close to all states have laws the require drivers to clean their cars of ice and snow before driving. If you do not do this, you break the law, and you are liable for damage.

My car was hit by Ice from a Giant Food Truck and they are liable to pay for what out of pocket expenses I incur.

I would pay for the damage before it becomes a legal matter and you spend more out of pocket money in trips to court.

Answer 6

- Two little boys, ages 8 and 10, were excessively mischievous. They were always getting into trouble and their parents knew all about it. If any mischief occurred in their town, the two boys were probably involved. The boys' mother heard that a preacher in town had been successful in disciplining children, so she asked if he would speak with her boys. The preacher agreed, but he asked to see them individually. So the mother sent the 8 year old first, in the morning, with the older boy to see the preacher in the afternoon. The preacher, a huge man with a booming voice, sat the younger boy down and asked him sternly, 'Do you know where God is, son?' The boy's mouth dropped open , but he made no response, sitting there wide-eyed with his mouth hanging open. So the preacher repeated the question in an even sterner tone, 'Where is God?' Again, the boy made no attempt to answer. The preacher raised his voice even more and shook his finger in the boy's face and bellowed, 'Where is God?' The boy screamed and bolted from the room, ran directly home and dove into his closet, slamming the door behind him. When his older brother found him in the closet, he asked, 'What happened?' The younger brother, gasping for breath, replied,'We are in BIG trouble this time,' 'GOD is missing, and they think we did it! - Recently, I was diagnosed with A.A.A.D.D. - Age Activated Attention Deficit Disorder This is how it manifests: I decide to water my garden. As I turn on the hose in the driveway, I look over at my car and decide it needs washing. As I start toward the garage, I notice that there is mail on the porch table that I brought up from the mailbox earlier. I decide to go through the mail before I wash the car. I lay my car keys down on the table, put the junk mail in the garbage can under the table, and notice that the can is full. So, I decide to put the bills back on the table and take out the garbage first. But then I think, since I'm going to be near the mailbox when I take out the garbage anyway, I may as well pay the bills first. I take my cheque book off the table, and see that there is only one cheque left. My extra cheques are in my desk in the study, so I go inside the house to my desk where I find the can of Coke that I had been drinking. I'm going to look for my cheques, but first I need to move the Coke so that I don't accidentally knock it over. I see that the Coke is getting warm and decide I should put it in the refrigerator to keep it cold. As I head toward the kitchen with the Coke, a vase of flowers on the counter catches my eye - they need to be watered. I set the Coke down on the counter, and I discover my reading glasses that I've been searching for all morning.. I decide I better put them back on my desk, but first I'm going to water the flowers. I set the glasses back down on the counter, fill a container with water and suddenly I spot the TV remote. Someone left it on the kitchen table. I realize that tonight when we go to watch TV, I will be looking for the remote, but won't remember it's on the kitchen table, so I decide to put it back in the den where it belongs, but first I'll water the flowers. I pour some water in the flowers, but quite a bit of it spills on the floor. So, I set the remote back down on the table, get some mop to wipe up the spill. Then, I head down the hall trying to remember what I was planning to do. At the end of the day: * The car isn't washed, * The bills aren't paid, * There is a warm can of Coke sitting on the counter, * The flowers don't have enough water, * There is still only 1 cheque in my checkbook, * I can't find the remote, * I can't find my glasses, * And I don't remember what I did with the car keys. Then, when I try to figure out why nothing got done today, I'm really baffled because I know I was busy all day long, and I'm really tired :D

Answer 7

No- You should not pay for it either. Ice or snow is an act of nature. You or your insurance should NOT pay. You can not controll snow or Ice. Let their be a police report. Let them sue you. They won't. Just to let you know, I buy all my windshields for $150.00 all of them, all makes and models.

Answer 8

Unfortunately it would be your fault. Just because if you so happened to go to court....They would say it is your responsibility to remove the ice before driving. The reason why I know this is because it happened to me.

Answer 9

Technically, it's your fault, and your liability. Your insurance should cover it (minus deductible).