how can you determine a check is good without going to a bank?

Question

someone send me a check i want to find out if it good before
cashing it.

Answer 1

call the bank that it came from and tell them you need to verify a check then you give them the account and routing #...boom they tell u if its good or not

Answer 2

You won't know. Asking the bank won't guarantee anything. Many banks will NOT even certify a check if you did not write it. (certify means they check for funds, put a hold on the funds and flag the check so they know when you cash it) If you have a check from an unknown for a prize DON'T cash or deposit it under any circumstances...you could face bank fraud charges...many scams do this..

Answer 3

I believe the check itself should have a phone number of the bank that you could call...when you call give them the route number of the check which should be at the bottom right and they will be able to tell you if its a good check

Answer 4

Good query..
I cash many checks everyday.. i'm a liqour store owner and what i do is this....
First of all i will call the bank toll free no accessible to check detection center..then i will enter the ABA no and acc no and confirm is it good or no good..it will take 3 mintues to determine the check is good or no good..there are toll free lines for each and individual bank...

Answer 5

If by good u mean "valid" You should check the following :

1 - Writings : ie signature, date, amount, etc...

2- (most important) security features like hologram, paper quality, bank logo (u can check the bank name on the net).

if by good u mean credit worth, ie u will get ur money, u could ask for the person's credit score

Answer 6

you can call the bank that the check was written on...they should be able to tell you if at that particular time that you call it is good or bad....
Some won't however...just depends on the rules they have in place.. I worked at a credit union, and we were allowed to ... we couldn't tell how much was in the acct. but could say wether or not they had enough to cover the check.

Answer 7

Every check has a magnetic strip which has all the information of your checking account, once it is scanned then they will know if it is good or not.

Answer 8

Sometimes you can call the bank it is drawn on and ask to verify funds on a check--sometimes they will do that and sometimes they won't.

Answer 9

You have to go to the bank. There is no other way.

Answer 10

You have to actually take the cheque to the bank and ask the clerk if the cheque will clear before you deposit it.