I left my car at the car shop to get it fixed at 2 p.m. He told me to come back the next day to pick it up. I get a call the next morning and he leaves a voicemail saying "your car is bad luck, it got stolen." He said he LEFT MY KEYS IN THE CAR & left the door unlock along with all the other cars that were there. The "theif" took 1 of the trucks which also had a key inside and used it to ram through the gates. (The gates r sliding gates with a lock on it) They turned the camera up. (The camera was on the roof 30 feet in the air) Does anything sound suspicous?
I only have liability. I couldnt afford full coverage insurance becuase i lost my job and any extra money i have goes to the my baby. there is a sign that at the shop that says not responsible for theft or break ins.
Its a $13,000 that hasnt been paid off yet. I just put in 4 brand new tired for it. Plus a new battery costing me about $600. I have my babys WIC vouchers for her enfamil plus very expensive tools in there.
2007-02-15 09:59:57 · 13 answers · asked by blueberry muffins 1 in Cars & Transportation ➔ Insurance & Registration
What can i do. I know my insurance wont cover it. But isnt it the dealerships fault for leaving my keys in the car and leaving the door unlocked?? what can i do. I kind of think they set me up. Could i sue?
2007-02-15 10:01:18 · update #1
I'm sure a police report was already made by the car repair shop. Obtain a copy of the police report. It's within your right to do so as your vehicle was involved.
Obtain the information for the repair shop's commercial business liability policy, and file a claim with the shop's insurance company. Whether they will compensate you or not, remains to be seen. If the shop's insurance company refuses to compensate you and are unwilling to work with you, then it may be worthwhile at that time to obtain an attorney.
Gary S, in his answer stated "Even though you have liability insurance, contact your insurance company and report the theft. The agent will do all the dealing with the auto shop and their insurance."
I don't know where Gary S gets his information from, but it is incorrect.
You did not purchase comprehensive insurance under your policy. Therefore, you are not entitled to assistance from your insurance company as you didn't pay for assistance on comprehensive claims.
Your insurance company will only assist you in claims under the coverage you paid for...which, as you stated, is liability only. You get what you pay for. You paid for liability only and you will get assistance with liability only claims.
Good luck to you.
2007-02-15 11:01:25 · answer #1 · answered by scaminator63 2 · 0⤊ 1⤋
Coming from a girl who lives in Oakland and had two cars stolen from me in 3 days, (one of them being a KIA whose radio was already stolen, the other a VW 98 Jetta) I say go on craigslist and take a shot at finding a temporary parking spot on someone's driveway or is private, secured and covered. I wouldn't trust my car being there for 3 weeks, My heart races each time I walk out of my apartment complex to see if my new-used car is still there (which is now equipped with lo-jack, and a club). To be honest, that's the best I can tell ya. If they want your car, they will find a way. And no, none of my cars has been found and it's been 4 months. Yes I am moving this month, I suggest no one ever moves here or even thinks about it. Or have a friend use the car, it's probably safer with them.
2016-03-29 08:04:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Don't worry about your insurance, and don't worry about suing yet. When you car is under the care of the repair shop, you are covered under their insurance. The signs that say anything different notwithstanding, they are only there to discourage people. You can NOT have your right to them taking reasonable precautions with your vehicle set aside by a sign.
So you tell them "No, it looks like you've had some bad luck. Are you going to give me a vehicle to use or should I rent one and bill you for that? And if the vehicle isn't found within 30 days, I guess we will talk about it's worth at that point."
If they are not cooperative at that point, first file a police report, then contact who ever issues licenses to such businesses in your state, and also talk with an attorney.
Also, to turn the camera up they had to walk up to it, and would be on tape.
2007-02-15 10:14:27 · answer #3 · answered by oklatom 7 · 1⤊ 0⤋
The dealership is responsible. You left the car in there care and custody. This is not a pair of sun glasses you left in the car where they can say it's not there problem. I would go on to blue book.com and get replacement value of the car. I would then speak to the owner of the dealership not the manager They left the keys in the car and doors unlocked I would sue them you
will win.. Good Luck
2007-02-20 03:28:57 · answer #4 · answered by Kat G 6 · 0⤊ 0⤋
The car shop was negligent and they are financially responsible for your vehicle. Even though they have a sign that says not responsible for theft, they have to take reasonable care to safe guard your vehicle, which obviously they did not by leaving the keys accessible and the door unlocked. Even though you have liability insurance, contact your insurance company and report the theft. The agent will do all the dealing with the auto shop and their insurance. Good luck
2007-02-15 10:11:34 · answer #5 · answered by Gary S 5 · 2⤊ 1⤋
When you left your car with this car shop and he left the keys in the car he did not use diligence with your property while it was in his possession. You just call your insurance agent and I am sure he will
remove all your stress. Make a police report and also report this to your lending institution. If this winds up in court be assured that you will win. This is a blatant disregard for someones property especially when keys are left in a vehicle and not locked up in their shop regardless what his sign says. Good Luck!!!!
2007-02-21 04:16:25 · answer #6 · answered by dVille 4 · 0⤊ 0⤋
Then the shop has their own liability insurance up to $1,000,000 dollars. Its your property in their shop and they had sign a contract ( your receipt or estimate is treated as a contract ) to repair your vehicle. First ask them for a police reports then take them to a small claim court, the fee is around $75.00 and you represent yourself in court ( watch Judge Judy ? ), in court make sure that you bring all the appropriate documents related to your vehicle, repair costs, even if the police found your car, aftermath repair costs, damage to the vehicle and tires etc..most of all, loss of income due to transportation, take pictures. And sue them for their unintended liability. And post the shop name on internet so I don't take my car overthere. Good luck!
2007-02-19 19:03:59 · answer #7 · answered by MINH H 3 · 0⤊ 0⤋
File a police report ASAP. The car may have turned up somewhere. Then call the shop and explain to them that they are responsible for your car while it is in their care. They need to contact their insurance comapany and file a claim. If they are not cooperative, find a lawyer.
2007-02-15 10:28:30 · answer #8 · answered by Nate W 5 · 0⤊ 0⤋
Not that it matters now, but why don't you carry comprehensive college on a vehicle you owe $13K for?????
Forget the sign....it's their weak attempt to scare people, like you, into not pursuing the matter with them. It doesn't relieve them of their responsibility.....You'll have to take them to court...that's your only option.
2007-02-15 14:12:56 · answer #9 · answered by bundysmom 6 · 0⤊ 0⤋
Sue them. It's there fault.
2007-02-15 10:06:30 · answer #10 · answered by Anonymous · 0⤊ 0⤋