Renters Insurance? Firewalls?

Question

so i m getting my first apartment and i was looking at renters insurance from geico and came across a question that i didnt understand. "how many units between firewalls?" Units? as in rooms? and firewalls? the only firewalls i know about are technological.

help anyone? please and thanks :)

Answer 1

a FireWall is between your apartment and your neighbors left, right , behind ,above you and are placed in the attic so the vertical apartments do not have a common attic.
say your ground floor apartment catch fire with firewalls the units above you would catch fire before the ones on the side.
when the top unit go through to the attic the firewalls force the fire to the roof NOT the other units.
Ask your management for the info . if they can not tell you . call your city building code department- state the year the building was built and they will tell u if firewalls were code.
if not get insurance , a good carbon monoxide detector and a good smoke detector for your unit , KEEP in working order.
we had a common attic fire here in town and 27 apartment were TOTALLy burnt to the ground.
knowledge is power.

Answer 2

In construction, firewall literally means a blockade inside a building, designed to limit the spread of fire, heat and structural collapse. So, here the insurance company is asking for the number of units/rooms between firewalls. Your landlord/ building management will be able answer this question.

RE:
Renters Insurance? Firewalls?
so i m getting my first apartment and i was looking at renters insurance from geico and came across a question that i didnt understand. "how many units between firewalls?" Units? as in rooms? and fir...

Answer 3

In construction, firewall literally means a blockade inside a building, designed to limit the spread of fire, heat and structural collapse. So, here the insurance company is asking for the number of units/rooms between firewalls. Your landlord/ building management will be able answer this question.

Answer 4

Apartment buildings, especially LARGE ones, are prone to big, widespread fires. So if you're renting a place with four units or less, it's probably 4 (or less). If you're renting a townhouse or condo, it's probably 1. If you're in a 300 apartment building, it could be 8 or 16 - but building management or the leasing office would have to give you the real answer to that.

Firewalls are like concrete cinder blocks, seperating out the units, so a fire in one unit can't spread as easily to the other units.

Answer 5

Units refers to Apts. A fire wall is a Brick, Concrete Or 5/8 inch or thicker Sheet rock wall that frevents the spread of fire from one side of a building to another or one floor to another. With a fire rating of at least 1&1/2 hours for walls. Same applied for Fire doors that can be rated as 1/2 hour 3/4 an hour or 1& 1/2 hours.

Answer 6

I am pretty sure they mean other apts., not rooms. It is very responsible for you to be getting renters insurance; most renters don't do it and regret it later.

Answer 7

my condo is two story. Not sure if it has a firewall, but it does have a sprinkler system. Is a firewall needed with the sprinkler system?