Ok, well i just got my liscense [ i`m 16 ] ... i don't have a car, so do i need auto insurance? i don't know if this is a dumb question, but people are telling me i need to be added to my mom's insurance and stuff. i`m trying to under stnad the whole car insurance thing so hopefully somebody can help.
2007-02-15 07:20:54 · 8 answers · asked by Layne 1 in Cars & Transportation ➔ Insurance & Registration
sorry but the answer is YES..the insurance co KNOWS that u will drive moms car.She has to declare ALL licinced drivers living in her household... believe it..
2007-02-15 07:32:26 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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RE Do I Need Auto Insurance if I don't have a car?
Ok, well i just got my liscense [ i`m 16 ] ... i don't have a car, so do i need auto insurance? i don't know if this is a dumb question, but people are telling me i need to be ...show more
2014-08-25 03:59:05 · answer #2 · answered by ? 1 · 0⤊ 0⤋
No, you can't get insurance if you don't own a vehicle. And yes, if you are going to be driving any of your mom's cars you need to be added as a driver on her policy.
2007-02-15 11:33:45 · answer #3 · answered by Chris 5 · 1⤊ 0⤋
no you dont ,and you cant buy insurance without a car to insure , your moms insurance will cover you weather you on it or not , you should be added so the insurance co can take more money from your mom but to those in doubt read the law , the car is insured weather a driver is in it or not . if your car rolls down the hill and hits another car , does the insurance not cover the other car because no driver behind wheel . so it was the not the fault of the driver . is why is called auto insurance
2007-02-15 09:02:28 · answer #4 · answered by merlinswrench 2 · 0⤊ 1⤋
In many states your Mom will have to take out additional insurance since she now has a teen driver using her car. She should call her insurance agent to find out the cost before you drive very much.
2007-02-15 07:29:29 · answer #5 · answered by SJR 3 · 0⤊ 0⤋
Why do people continue to tell others that they can drive their parents cars without being added to the policy?
Why in hell do you think so many people dread putting their kids on their car insurance?
2007-02-15 15:17:49 · answer #6 · answered by Anonymous · 0⤊ 0⤋
You only need to be on your mother's insurance if you are going to be driving her car. If you just have your license and wont be driving till you can get yourself a car, you can wait till then!
2007-02-15 07:29:16 · answer #7 · answered by Sydney 4 · 0⤊ 1⤋
If you're planning to get behind the wheel of a car with intentions to drive it, the answrer is YES.
Plain and simple!
2007-02-15 07:33:46 · answer #8 · answered by rob1963man 5 · 0⤊ 0⤋
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2014-06-26 06:48:56 · answer #9 · answered by Anonymous · 3⤊ 0⤋