Is getting pet insurance a good idea? I'm getting a puppy and kinda nervous about vet fees (I have enough money but dont want to just spend tons if I dont need to). Is getting pet insurance a good idea? Any recommendations? The dog is 6 weeks so I know it will need a lot of shots and vet visits
2007-02-14 11:32:44 · 9 answers · asked by Sarah 4 in Pets ➔ Dogs
i have my dog enrolled in the wellness puppy plan at banfield animal hospital inside of petsmart. you have to pay like 120. up front and 20. a month. all the shots and visits are free. and if you want to get your puppy spayed or neutered it is free also. they have a pamplet showing what the plan will and will not cover. it sure saved me alot of money. good luck
2007-02-14 16:51:08 · answer #1 · answered by michaelssweetiepie 2 · 0⤊ 0⤋
Hi Sarah,
We went with Pets Best and have been very happy with them so far. We already did the puppy shots so didn't sign up for the wellness coverage, but I know they have it if you want it. We pay about $35 a month and then have a $75 deductible when we go in. You're smart to get the coverage while he's a puppy -- the most common complaint I read online while I was researching was that companies don't cover pre-existing conditions. Better to sign up now before something is considered pre-existing. Good luck!
2007-02-15 11:30:43 · answer #2 · answered by writerchick 3 · 0⤊ 0⤋
Could be-Its one of those damned if you do damned if you dont things. I had a dog years ago that it seemed like was constanlty having medical issues. Always back and forth to the vet. Insurance would have been great for him.
My dog i have now, she only goes like 1 or 2 times a year. To get her shots - thats about all. So insurance really wouldnt probably be worth it.
2007-02-14 19:42:43 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I am going to look into it. We have two dogs.We have gotten all thier shots , heart worm,dewormed, etc, Our girl dog which is only a year old had 5 puppies last week. She has a bad uterous infection and is on meds. They drew blood, gave her a shot and sent her home with pills. They want to see her back. They want to spayed her. But also they wanted to keep her overnight. Do you see where I am going with this? Any thing could go wrong at any time and it's MONEY, MONEY, and MORE MONEY. VETS ARE MONEY HUNGRY.
2007-02-14 20:00:16 · answer #4 · answered by beverlystittums 2 · 1⤊ 0⤋
Sara, Ask specifically what your choice of pet insurance covers. Some insurances do not cover regular inoculations. Most do however cover accidents, (broken bones, skin problems, or infectious deceases, some sicknesses, X-rays, disorders which need hospitalization. Kennel costs at a veterinarian, costs at a veterinary school (college).
2007-02-14 20:11:50 · answer #5 · answered by Country Boy 7 · 0⤊ 0⤋
It depends on what kind of puppy your getting. Have you checked the breed to see if there are health problems associated with it? My daughter has a chocolate lab, he tore a ligament in his knee, $1200 surgery bill. Then there was complications, another $600. He also has hip dysplasia. See where I'm going with this? Check the breed's history.
2007-02-14 20:12:01 · answer #6 · answered by History Nut 3 · 0⤊ 0⤋
I have looked into this as well. It looks as if it really only covers surgery's and emergency services not shots and routine check ups. If someone know of a different type plan I would be interested myself! I have a pup as well in need of allot of routine shots
2007-02-14 19:37:52 · answer #7 · answered by Katie 3 · 0⤊ 0⤋
Ask your vet if they accept the type of insurance you want to buy, and what they think about purchasing pet insurance.
2007-02-14 19:36:37 · answer #8 · answered by newyorkgal71 7 · 1⤊ 0⤋