My spouse owes a debt, and can't pay it and is not working. We live in Indiana. The debt was accrued while we were married, but I am not listed as a cosigner. They are threatening me stating they are going to garnish my wages. Can they do that?
2007-02-14 10:28:17 · 6 answers · asked by Nikki 2 in Business & Finance ➔ Credit
If the debt occured after you were married, yes, they can hold you responsible because you are the spouse, if that is the way your state law reads. If the debt occured before you were married, no they can't(according to most state laws).
And just FYI, if there had been a debt from before the marriage and the IRS wanted to hold your refund, you can file as an Injured Spouse. It takes longer to get your refund based on your wages and not that of your spouse. They would have to get the debt out of his portion of the refund.
2007-02-14 10:38:46 · answer #1 · answered by angelpoet04 4 · 0⤊ 0⤋
Possibly, if the debt is owed to the IRS. If you file a form 8379 (injured spouse) with the IRS it will help. My spouse owes the IRS from a previous marriage, she does not work and we use the form religiously
2007-02-14 10:37:49 · answer #2 · answered by ANDREW R 1 · 0⤊ 0⤋
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2016-11-28 03:02:46 · answer #3 · answered by ? 3 · 0⤊ 0⤋
If you're not listed as a joint account holder, the fact that you're married to someone who owes them a debt is not enough to charge you. That sounds illegal and probably is. Why would you be obligated to pay a debt that isn't in your name? Debt collectors will say anything....
2007-02-14 10:37:20 · answer #4 · answered by Anonymous · 0⤊ 1⤋
If you file a joint tax return, you might have to pay the debt. My mom filed one year with her then husband (I'm not sure what number she was on). Anyway, when they filed he had a debt show up and she had to pay it because he was a crackhead and never paid for anything. (Why she married him is beyond me. He was abusive as hell.)
2007-02-17 21:06:48 · answer #5 · answered by Lost_Lady 3 · 0⤊ 0⤋
yes
2007-02-18 06:14:38 · answer #6 · answered by J 4 · 0⤊ 0⤋