It is fully covered under my Comprehensive coverage, no deductible
2007-02-14 07:33:40 · 11 answers · asked by cmsb705 5 in Cars & Transportation ➔ Insurance & Registration
Usually, comprehensive claims do not count against you.
2007-02-14 08:04:27 · answer #1 · answered by Nate W 5 · 0⤊ 0⤋
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2016-09-25 01:32:18 · answer #2 · answered by Jimmy 3 · 0⤊ 0⤋
Sorry man but you just answered your own question: " It is fully covered under my Comprehensive coverage, no deductible ". Its part of your premium, why would it go up? Another word, you've previously paid your glass as part of your monthly payment wether you used for glass or else, why would your premium increase, if it is, then must be some other claims such as medical or you had an accident and you were at fault and used your insurance to pay for other driver, its definitely go up..way up.
2007-02-19 18:51:57 · answer #3 · answered by MINH H 3 · 0⤊ 0⤋
No deductible with your comp coverage? Wow, that's a bonus but it sounds too good to be true to me. Some insurance companies will increase your premiums if you make any kind of claim, others will only ding you for a collision claim. If your insurance company is not assessing any deductible I'm guessing they will increase your premiums. The "no deductible" sounds like a sales gimmick to me and once you have become a customer a claim of any sort is going to affect you big time. You should ask them though.
2007-02-14 13:27:58 · answer #4 · answered by patti duke 7 · 0⤊ 0⤋
Are you sure it's worth it to use the insurance? What's your deductible?
Anyway, if it does go up, you won't see it till next year when you renew and it may not be a big deal if it does.
Was it an auto accident? This doesn't sound like a complete question.
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2007-02-14 07:38:15 · answer #5 · answered by rob1963man 5 · 0⤊ 0⤋
Personally, having previously been a tech for several years, if I were in your situation I'd have no issue with paying for the hose [it was old, may have gone out on the highway 1 day anyway] nor freon. The labor ought to be on the house or at least discounted, as the problem was not there until they worked on it.
2016-05-23 23:11:28 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Mine seems to go up every year without a claim. Only your insurance company can answer your question accurately. But why pay for something you aren't going to use? Claim it. If it does go up it won't be that much.
2007-02-14 08:02:14 · answer #7 · answered by oklatom 7 · 0⤊ 0⤋
no, but insurance companies look at claims over a 3 year period so I would not advise you to put it in if you have already submitted claims. If you have not then go ahead you will be fine..
2007-02-20 03:25:42 · answer #8 · answered by Kat G 6 · 0⤊ 0⤋
Any time your insurance company, has to pay out, you bet, that they will recoup what they payed you. So they raise your rates, requardless of the fact of being in the right.
2007-02-14 07:42:22 · answer #9 · answered by duster 6 · 0⤊ 0⤋
Your permiums only go up when a accident happens when the car was moving.
2007-02-14 07:40:50 · answer #10 · answered by Anonymous · 0⤊ 0⤋