I'm studying to get the insurance license (life,disab,property & cas) Which is the best company to work for?

Answer 1

The company you choose is of little consequence. What is important is that you find an agency that will offer you a foundation for success. The compensation package for new agents is, of course, important in that you must survive for the first 3-5 years until you're self-sufficient; but training, administrative support, and experienced agents with a comprehensive philosophy of financial planning are what you need. Also important is that you don't choose a captive shop; that is, a company that only allows you to sell its products. You owe it to your client and your profession to be objective and offer the best possible financial solution in every case.

Do not choose Primerica. While their acquisition by Citigroup has perhaps added some badly needed credibility, they are still nothing more than a multilevel marketing ploy.

Answer 2

Don't listen to a thing jocug just said...

State Farm is a GREAT company, but there is no way you'd have a shot at becoming an agent, atleast for 2 years. They'll want you to work in their home office for a little while, or atleast in SOME office. They VERY rarely take on a new and unexperienced agent. You will also be recquired to have your 6 & 63 before they'd consider you as well.

I hear that All-State gives new agents some very good incentives to rookie agents. Maybe check into your local Farm Bureau agency, they are good as well. Or, if just interested in the Life side, check Primerica.

Answer 3

When you pass your State exams, You best choice now is to contact State Farm Insurance. Once you contact them you can begin the process of being considered for a State Farm Agent.It is a very comprehensive process to become a candidate for employment.

You can also see if Drive Insurance from Progressive is appointing agents in your State. They represent the independent agent. but you will already need to have an office and Professional Liability Insurance, Now the Professional Liability Insurance is expensive and differcult to obtain if you have no prior insurance experience, or it may be very expensive if a carrier does write you.

Professional Liability Insurance is a must have before any carrier will consider an appointment.

Answer 4

Are you looking to own your own agency or be a producer for an agent? Its good to see that your going after both the P&C license and the Life & Health license. I agree with avoiding Primerica. Do some localized research. See what companies have a lot of agencies in your area ( over-saturation ) and what companies have not entered your market. Quality companies that are not in your area might not have a good rate for your area or they just have not found an agent to represent them yet.