through work. After I turned 22 I was taken off the policy. I have had some problems with a root canal I had done, and I have a wisdom tooth coming in so I was going to ask him to look into getting me put back on (I'm 23 now). Is this possible? I was just wondering if anyone might know if this would be allowed. I know it will cost him more (I'll pay him the difference) but I'm not sure if it's even allowed. Thanks!!!
2007-02-13 11:38:14 · 8 answers · asked by Anonymous in Business & Finance ➔ Insurance
If you are a full time student, ONLY, then he can put you on his insurance. There are regulations that exist. the link below is the standard for coverage, read the questions, answer them and then you can determine if he can cover you. Good luck
2007-02-13 11:43:20 · answer #1 · answered by Jen 5 · 0⤊ 1⤋
No, you cannot be put back onto his coverage as a dependent. Now that you're no longer covered, you have to meet the eligibility guidelines of a NEW dependent. This means you must be at or below the maximum age. Being in college full-time isn't the issue: the maximum age for a new dependent IS.
In all likelihood, the maximum age for a new dependent is 18 or 19. Regardless of the fact you were covered previously, you're over the maximum, so you cannot be re-enrolled.
If you haven't been disenrolled more than 60 days, you should look into COBRA coverage.
2007-02-14 09:21:14 · answer #2 · answered by Suzanne: YPA 7 · 0⤊ 0⤋
No mam'. Not possible. Unless you go back to school.
Most insurance companies will cover you until you're 21 OR have graduated from a facility of higher education (university, college, etc).
They will not pay for any treatments done while you were not covered under thier policy.
A university or college will also have student health care plans but they rarely cover more than 60% dental if any.
Makes you appreciate being a kid huh?
2007-02-13 19:49:14 · answer #3 · answered by For my next trick... 3 · 0⤊ 0⤋
The answer is NO. You are 23, the limit is 22. What part of that don't you understand. The insurance company is not there to pay out obvious losses. It is very hard to make a profit and stay in business that way.
2007-02-13 20:14:56 · answer #4 · answered by ttpawpaw 7 · 1⤊ 0⤋
I doubt it, but it's worth a try. Most plans kick you off when you turn 19 or 21 unless you're a full time student, then you get until you're 23 or 24.
2007-02-13 21:06:47 · answer #5 · answered by zippythejessi 7 · 0⤊ 0⤋
Nope! Not possible. Only if you are a full time student at an accredited college would this be possible. And if youw ork, then I assume YOU would have insurance through YOUR employer. If you don't work, or are not a full time student, then I don't know exactly what you are doing sponging off your father.
2007-02-13 21:21:00 · answer #6 · answered by Anonymous · 0⤊ 0⤋
It is possible, if you're a full time student. or
How long have you been terminated from his insurance? If its been recently, you may still be eligible for COBRA.
2007-02-13 20:00:11 · answer #7 · answered by Custo 4 · 0⤊ 0⤋
Only if you're a full time student, and his dependent.
2007-02-13 20:37:38 · answer #8 · answered by Anonymous 7 · 0⤊ 1⤋