Have to get insured and taxed before you can drive it home. Dont think this is a silly question please I honestly dont know.
2007-02-13 10:58:13 · 19 answers · asked by debrett 1 in Cars & Transportation ➔ Insurance & Registration
Yes, hence the reason you can't just drive away in your new car. You should negotiate to get the garage to pay the road tax but you'll have to organise the insurance yourself. I had to show my insurance and licence to the salesman the last time I picked up a new car.
2007-02-13 11:04:37 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Since you said garage, I think that means you are buying a used car. Correct?
Go to your insurance person first and give all the details on the car. You will want to insure it right away, especially if you want to drive it home. Also, if you are making payments, then whomever has the lien on your car will want you to have insurance on it.
Other people will say 'hey, take the chance on getting it home', but I say why take a chance? You'll probably need insurance anyway.
You might want to ask your insurance person how much it will cost to insure before you buy it. This will let you know if you should be falling in love with the car or will have to pass it by for an older model.
This is what I did and it worked out for me.
2007-02-13 11:08:14 · answer #2 · answered by Hoolia 4 · 1⤊ 0⤋
Needs to be taxed and MOTed and insured befor you take it on the road the garage can sort out the tax and mot which is why you will usually need to wait a week before you can have the car, the only exception to this rule is if the car has been sorn (declared off the road) or has failed its mot and you are taking it to the garage for its mot but I do suggest that you phone up and book the car into a garage before you drive it just incase you get stopped
good luck or well done with your test and enjoy the new car
drive safe
2007-02-13 11:45:03 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Yes, you need insurance to cover whoever drives it home, and the car needs to be taxed.
When I bought my car (first car) I sorted my insurance on the day I decided to buy it, to start from the day I was going to pick it up, and the garage I bought it from taxed it for me as 6mths tax was included in the price. Also make sure the car has a valid MOT if the car is 3yrs old or more.
Happy motoring :)
2007-02-13 11:04:55 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Yes you do,
And as I have just passed my test I'd recommend having someone with you,
I have struggled to get used to a new car that isn't my instructors, I keep stalling it, despite passing my test 1st time and with only 5 minors
Please prepare for this to happen,
Take it steady.
I had my car delivered, I then insured it-
I had to wait 2 days for the certificate of insurance to come through the post,
You then go to the post office to buy your tax,
For this you need your log book, certificate of motor insurance and MOT certificate
You can get insurance online- it's really quick.
Don't be tempted to drive without tax and insurance as it's not worth it.
2007-02-14 04:28:34 · answer #5 · answered by Elle J Morgan 6 · 0⤊ 0⤋
Congrats on passing your test.
Yes the car has to be insured and taxed to go on the public road. Most traders would be able to deliver it for you if your sorting it out.
As someone has said about getting a relative to drive it on their insurance. They cannot actually do that unless the car your buying already has insurance on it. Which it wont.
You will probably find it cheaper to insure your car in an older relatives name and go on their policy as a named driver. Insurance is shocking for youngsters.
I've got a young lad buying an old corsa and the cheapest he can get is £1k insurance for a £500 car.
2007-02-14 00:43:15 · answer #6 · answered by Mark B 5 · 0⤊ 0⤋
The vehicle has to be taxed and for this, the dealer needs your insurance details. When you buy a new car, the dealer will phone through to you the registration number that it will be given. You contact your insurer and provide them with this and any other information they require about you and the vehicle. They will post off an insurance certificate to the dealer who can then tax the vehicle and let you know when you can pick it up.
2007-02-13 11:40:44 · answer #7 · answered by Jellicoe 4 · 0⤊ 0⤋
If you buy the car from a decent garage they will sort the tax out for you.
Ask a relative who has got fully comprehensive insurance already to drive the car home for you - as there is a clause in some insurance policies that allows the named driver to drive any vehicle - while your policy is coming through. When I got my first car, my Dad who has got full insurance to drive any vehicle with the permission of the vehicle owner, which was me.
2007-02-14 00:06:32 · answer #8 · answered by k 7 · 0⤊ 1⤋
Of course. The law dictates that a motor vehicle has to have the most minimum insurance before it can be driven on the road. By minimum insurance is the third party cover which protects any legal liability for damages/loss that you might caused to any third party (pedestrian, bicyclist, mototcyclist or other drivers). Hence, please buy insurance cover and renew the road tax 1st before you proceed to drive the vehicle home. Congrats on passing your driving test :)
2007-02-13 15:17:55 · answer #9 · answered by Skystryfe 5 · 1⤊ 0⤋
Yes , in order ! before going to the garage to buy your car you should contact an insurance BROKER with a choice of few cars you would like to buy. The broker should be able to guide you to the car that will cost you less in insurance. Then, the garage will be able to help you with your licence plates, and you will have to supply them with a proof of insurance.
2007-02-13 12:22:56 · answer #10 · answered by bruno m 1 · 0⤊ 1⤋