I HAVE APPLIED FOR A MORTAGE BUT THEY HAVE KNOCKED ME BACK THREW A MOBILE PHONE BILL I NEVER PAID I HAVE PAID IT IN FULL HOW LONG WIL IT TAKE TO GET MY CREDIT BACK I HAVEN GOT ANY CCJ
2007-02-13 07:15:06 · 12 answers · asked by AMANDA M 1 in Business & Finance ➔ Credit
Try this company
2007-02-13 08:58:44 · answer #1 · answered by Anonymous · 0⤊ 1⤋
well i no this if you never had a ccj then there will be no bad credit score but u can still get knocked back credit card companys send information to experian & equfax to see how u pay ur bills to them this is done monthly to give u a scoring points as they work it but if u had a ccj then u have 2 wait 6 years if u just leave it my advice send 4 ur file which will cost £2 then u will b 100% sure wats goin on with ur credit and u get a leaflet which tells u how 2 get a paid bill off thier system which is allowed as long as the bill was paid in full there may be a fee 4 this it will also give details of other people that lived in that house b 4 u or even with u now
2007-02-14 05:02:39 · answer #2 · answered by mix 1 · 0⤊ 0⤋
in simple terms wait. Your credit won't without delay flow up, yet at last ti will. in many cases, I dont think of a prior due telephone invoice might break an in any different case good credit. If thats the only think of hurting your credit you will desire to describe that to the broking provider and that they are going to attempt to artwork with you .
2016-12-17 09:11:18 · answer #3 · answered by ? 4 · 0⤊ 0⤋
even though you paid the bill the non payment will effect your credit for as many years as the mortgage company go back to check your credit . . . some only go back 3 years others up to 7 . . .
2007-02-13 07:21:35 · answer #4 · answered by Rainy 5 · 0⤊ 0⤋
Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in
2007-02-14 17:40:58 · answer #5 · answered by mey t 2 · 0⤊ 0⤋
Get some advice there are loads of lenders out there and i can't see a mobile phone bill knocking you back unless it was for a ridiculous amount
2007-02-13 07:23:10 · answer #6 · answered by Anonymous · 0⤊ 0⤋
It may take up to 7 years !
2007-02-14 04:27:51 · answer #7 · answered by carlos 5 · 0⤊ 0⤋
by law they have to tell you what credit scoring company theyy used. when you have this probably equifax write to them and ask for your financial report enclose £2. then read though it and check everything is right.
in answer to how long it takes to come off its 6 years.
2007-02-13 22:42:37 · answer #8 · answered by Anonymous · 0⤊ 0⤋
when you dont have a bad credit I think
2007-02-13 07:18:34 · answer #9 · answered by Anonymous · 0⤊ 2⤋
when you start paying your bills and stop spending money
2007-02-13 07:18:34 · answer #10 · answered by looby 6 · 0⤊ 1⤋