I need to get a $3k personal loan "for yesterday". My score is between 580 to 600. I filed Chapter 7 4 yrs ago, I have the DISCHARGE since the day I filed. Can't try with Credit Unions because the don't help people in Bankruptcy, I have a house but can't refinance becuase the market went down and the house value is less than when I bought it.. what can I do? Please help!
2007-02-13 01:51:02 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
Try a 125% home loan with the company below. The 125% Home Loan is a second mortgage that allows you to borrow more than your home is worth.
2007-02-13 09:20:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I'm confident that you might find all financial solution at= loandirectory.info-
RE I need a personal loan, HELP!?
I need to get a $3k personal loan "for yesterday". My score is between 580 to 600. I filed Chapter 7 4 yrs ago, I have the DISCHARGE since the day I filed. Can't try with Credit Unions because the don't help people in Bankruptcy, I have a house but can't refinance becuase the market went down and the house value is less than when I bought it.. what can I do? Please help!
2014-08-28 16:03:24 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Well, 580-600 all things considered is not "horrible"
Ussualy you can get loans at scores around there. You should go into your local bank where you have a checking/savings account and sit down with a loan officer, see what they can do for you. They will be most likely to work with you.
You income is going to be a big factor. I would say as long as you can prove steady income over 1500/month you will be ok. But be prepared for high interest rates.
2007-02-13 02:00:04 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Try going to your bank and getting a signature loan that is what my husband and I did after we filled a chapter 7 and they gave us the money and we had lower credit scores than what you have. I hope this helps.
2007-02-13 02:02:57 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I would also suggest trying your bank. You could also check out this site for helpful information on personal loans. They might be able to help you. http://loan.divinfo.com/
2007-02-13 06:18:40 · answer #5 · answered by Reenie 3 · 0⤊ 0⤋
I,m sure you will get a loan keep looking around don,t give up good luck
2007-02-13 18:48:25 · answer #6 · answered by pattibcacl 6 · 0⤊ 0⤋
Try a tertiary lender like Citifinancial.com. They are relatively easier than banks when it comes to lending.
2007-02-13 02:03:58 · answer #7 · answered by Kevin K 3 · 0⤊ 0⤋