I need a private student loan am 24 and have no cosigner could I possibly get 20000 a year for school?

Answer 1

This is all very possible considering that you have some kind of established credit and a work history of 2 years or more. If your credit is not the best, you should do everything possible to get yourself a co-signer. Most private student loan companies allow up to $40,000 a year and the money is sent directly to you. Check out: http://www.thinkfinancial.com
They have quite a bit of information for you and the application process is very easy. Good Luck.

Answer 2

sallie mae is a great option for a private student loan. they often have many program options for people in your situation. you could also try local banks, bank of america, citibank, etc... i'm sure if u contact the bank and let them know u have a cosigner with verifiable income then u should be all set. also something that might help u in general for establishing ur credit is to have someone in ur family that has good credit add u as an authorized user on his/her credit card. When u get the card in the mail use it wisely and pay ur family member what u owe, or u can decide to cut it up and never use it at all. either way u are building credit because as long as the primary cardholder is making monthly payments on time and doesnt max out the limit on their credit card, u will have credit cards with good payment history on ur credit bureau report. this might help u between now and next semester to establish credit and try to get a loan on ur own.

Answer 3

It depends on the institution. you may have to piece together loans to get the funds. But having so many loans may bite you in the end financially. Consider your potential income before you apply for loans. Also make sure you line up a roommate after graduation. You'll need to pay to make loan payments easier.

Answer 4

Sure !

there you go : http://students-loans-consolidations.com/