How to raise credit score after ID theft?

Question

I am a victim of 4 year long case of I.D theft. I was unable to have credit in my name during this time, as a result my credit score is very low I am 37, I do -not owe any bills. I have a low paying job no children & my car is paid for how can i raise my credit score

Answer 1

PIGGYBACKING: Despite its' virtually
unlimited potential, piggybacking is
not used by nearly as many consumers as
it should be. It's easy, effective,
and extremely fast. Unfortunately,
it's mostly used among parents and
siblings while those who can really
benefit stay in the dark.

How it works. Almost every credit
card or credit account will allow the
primary account holder to add on (at a
later date) what's known as an
"Authorized User" or "Secondary Account
Holder". In most cases, when this is
done, the entire account history
(retroactively) gets posted to the
authorized users credit report
regardless of their current age or
credit history!

For example. If it's a credit card
with a $10,000 limit which has been
paid as agreed for the last 10 years,
then that complete history will be
posted to the authorized users' credit
report. I once saw a clients' credit
report who used this technique with his
mother. He was only 24 at the time and
he had a $15,000 Gold credit card on
his report with history going back 11
years! I laughed as I thought to
myself that this kid would have had to
be approved when he was 13 years old
for this account to be his!

As you can see, this strategy is
usually only used by parents and their
children and in most cases with no
regard to the benefits the children are
reaping credit wise! In fact, in
recent years, due to its'
effectiveness, this technique has led
individuals with excellent credit
scores to "rent out" authorized user
accounts on one or even multiple credit
cards in return for a fee! I once
recall seeing an ad in USA TODAY for
just such an opportunity. Like most
good credit loopholes, I'm sure this
methods' days are numbered much like
what may be the case with...

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Answer 2

You are in a good position. Make certain that all financial records of your past are not linked to your future. Get another bank account, get new credit cards (there are cards you can get where you post $200 - $500 and you have credit). This is important. Buy everything (car, house, boat, you name it) at discount. Sell it, them, for a higher price. This is what is done when people buy houses and flip them.

Buy shacks at sheriff sales, sell them to contractors. I bought one for $800 and sold it for $3,600. The net of $2,200 can position you to buy a house with much cash on hand. The credit community loves to loan to a buyer that has a lot of colloidal.

Answer 3

I am a little curious, and you do not have to answer this, but I am an independent associate for identity theft shield, and I was just wondering what you had to do to clear it up? Didn't you have anyone who could restore it? Again, I do not mean to get personal and you can just tell me you do not wish to discuss it or it is none of my business. I just would like to know because in my company I always hear stories, but never from the source. Thank you and I am sorry about your situation.

Answer 4

Apply for some credit cards, and only use them once for a tank of gas or something and don't use it anymore