i moved- how can i find out if i was sued by a credit card company if i never changed my address?

Question

the credit card company would not allow me to change my address because i was past due on my accounts. i just need to know how to find out if i have been sued and if so if the court filed default.

Answer 1

You could call your credit card company and check your credit report too.

Your welcome.

Answer 2

I don't see where a credit card gets off telling you that you cannot change your address. If you move, then you have changed your address and they have no say in the matter. I would tell them to pound salt.

If they obtain a court judgment against you it might not show up in public records unless they docket it. Then you could simply look on your credit report and see the item listed under Public Records. Even if they do not docket it, the judgment allows them to then garnish your wages, sell the debt to a collection agency, and maybe even levy your bank account.

You could always do a search in your county court house and see if any judgments have been entered against you.

Answer 3

This just doesn't make any sense. A credit card company is going to want to know where you are to try to collect any debt. Something just seems off kilter here. The best way to find out though is to go to your local courthouse where you used to live and check if there have been any judgements against you.

Answer 4

Either they lied to you or you lied to us. They can't refuse to update your address when you move ESPECIALLY if you are past due. If you can prove they refused to update your address, any suit they filed is invalid because they did not serve you properly. If they try ti serve you at the old address when you have informed them you have moved, they are guilty of fraud. Send a certified letter informing them of your new address. If them try to sue without contacting you at the new address, you can have any judgment voided for improper service.

Answer 5

You need to check your credit report.