I think I'm falling into depression...?

Question

I'm suddenly having the feeling of worthlessness. My life is spinning out of controll. I'm losing my hair, I ended my 2.5 year relationship, I have no $ to support my kids, and I just got served a summons to pay $5654.62 for my student loan. I have no one to really talk about my problems. I already have a history of panic attacks and deppresion.
I just don't want to lose controll. I just think of what will happen about everything... If I lose more hair i know im going to isolate myself from people in shame. And now im worried that im going to go to jail. And im trying my best to stop crying so I can enjoy time with my boys.

I know everyone has their own problems...And I just need to find my way....
So I guess my question is "can you pray for me?"

Answer 1

Of course I will and I know others will too.

Yes, you're in a jam, but continue to hold on and hang in, especially since your boys need you.

Now, on the practicle side, they're not going to put you in jail, or I would have reserved the top bunk in my cell for you years ago.

What ever it takes, you MUST dig deep and respond to the summons and state that you have no money.

If it's time to apply for emergency funds/assistance from the Salvation Army or the local food bank, as well as welfare, dig deep and ask for the help.

If you're a stay-at-home mom, then get crreative and offer childcare services to your neighbors in exchange for money or for bartering of services (an hour of childcare=a roast).

Consider hitting the library on books regarding meditation techniques to beat back the panic and depression to ensure good time with your boys vs. going over the edge.

Below are some links to About.com regarding depression and mental health. There are also links at the bottom of each page where you can enter the forum to talk and get more support.

If you need to track down the father of the boys for child support, then get dressed, make sure you look cute, and hit the district attorney's office if all direct requests for help from dad fall on deaf ears or he's in hiding to avoid paying support.

I'm sure you know this, but stay physically active with regular walks or work outs to beat back the anxiety and depression. Ask the kids to join you in an evening stroll or other soothing daily ritual.

If push comes to shove and you continue to lose your hair, then find some lovely scarves in your closet or splurge on a wig until you've managed to 'fake it until you make it' a la Dr. Phil and your hair grows back, blooming right along with your confidence and a more secure footing.

We love you.

Answer 2

Hi there!!
gosh, i am really sorry to hear about all your difficulties. I thought you could only pay off your student loan when you are earning enough money to pay it back?? Contact whoever sent the summons to you and state your situation..you can't give what you don't have..if that doesnt work try the bank. I think the real problem here is you need some support! you sound like a really nice person, very caring and loving to her children but you need some tlc too!! Ask people for help, its the only way you will get it, family, friends..you could even try ringing the samaritains for advice on your situation. You are obviously very stressed if it's causing your hair to fall out, go and see your GP about this! I will be thinking of you, i hope you get things sorted!

Answer 3

Sometimes the strongest thing you can do is get help. It not only demonstrates to your children that it's nothing to be ashamed about but that it's natural and there are people who are willing to help you.

I've also been slapped with a summons to pay for student loans. I called the people who filed - they said they didn't have my correct contact information on file. Personally, they were just lazy b****. We worked out a payment schedule and I just paid it off last year.

Basically, what I am saying is that there are options that you can't see because you're in the thick of it. Reach out to your 'enemies' and let them know your situation. There's no shame in being down on your luck and asking for allowances. Most people don't ask for it so they give it up readily.

This may not be the answer that you are looking for, but hopefully it a bit of support you need.

Answer 4

Over the last five years I had begun to have increasingly withdraw into a downward spiral of depression..

But now with the method I can fully focus my energy and thoughts into a decisive line on how to make my life better constantly. And it works like magic! I'm beginning to attract people to me once again and things have just been looking up since then.

Helping you eliminate depression?

Answer 5

There are some good resources on the internet, concerning student loan repayment options. Check out the following website.
http://www.youcandealwithit.com/cant_pay_student_loan/loan_repayment_options.shtml

I doubt that they can drag you to court. Know your rights. Discuss this issue with the loan company. Offer to make minimum payments. I doubt that you will go to prison for 5,000 dollars.

Try to find a hobby you enjoy doing, so you are doing something positive.

See if you can find a councilor in your area, with whom you can discuss your current situation.

I will send positive thoughts your way! Good luck with everything.

Answer 6

I am so sorry. This tel. number is one I found in the newspaper because my son was having anxiety attacks for a while.But its sort of like a suicide hotline for people that don't know where to turn or get help or just talk. It is call Contac:972-233-2233, I hope you call. If they cant help call social svcs in your town, they may suggest something or help in some way.

Answer 7

I just prayed for u. Good luck with your situation. Yes, you are going through a lot. But u will come out of it.

Answer 8

I'm not a religious woman so I won't pray for you, but I am a problem solver and can give you some tools or things to do to make your life seem less well.....depressing. And I'm going to be frank about this as well, (you may not like some of the things I say.) I do this for a living; I am a social worker who helps people like you everyday, kind of like a life coach. The first step you have already taken, you admit there is a problem. The next step is the hardest of all, you need to take action and do something. You may feel over whelmed, but you need to look at things realistically without your depressive nature taking prominence. You know you'er not going to jail, and so do we. You may need some credit couciling but $5654.62 comparatively to most people with student loans who also haven't paid them is a laughable amount. Almost everyone I know from college still has loans (after 10 years) and a lot have not even begun paying them because they are still paycheck to paycheck and even once they get a little extra it is still not enough. Have you finished school? If not get back into school, you don't have to pay them then, and you'll be eligible for state/federal grants (which you don't need to pay back) because of being a single mother and financial need.
You need to not express your depression, especially any financial woes in front of your children. You mentioned that you try to not cry in front of them, which is good but you need to be better than that. You need to not discuss lack of financial security around them. Children know more than you think without ever having to tell them anything. And financial insecurity may be a stress of yours but it should never be the worry of a child. You need to change your mind set to a positive approach in order to get positive change and results. People who succeed are people who have chosen to remain positive in the face of negativity. If you are your children's only example of how to be an adult, I believe that you would want to teach them to be happy positive people so that they may pass that on to their children without even having to think about it. It seems that you are just 'holding it together' for them, and they need you to have it put together. They are growing up faster than you are changing, so get on it. I am not a big advocate for medication for depression, but if there really is a chemical in balance you should have that looked at by a psychiatrist. But what you have said is enough for any human to have all of the human emotions you are feeling, I think it seems pretty normal. But you need to recognize these feelings were given to us by our creator (God, or whomever you believe in) in order to warn us to change our behavior. It is then left in our hands to act and do something about it. We would not be given the ability to feel these things if there wasn't a reason beyond just getting more depressed. And don't be freaked by the fact you've had panic attacks, just learn to over come them and not beat yourself up over having one; once again, quite a normal thing once in awhile.
I know that losing in love is always difficult. Time does heal, and happiness attracts happiness so don't go lookin' for love until you feel better, because you'll end up attracting less than love and find yourself alone again. Once you are happy and love yourself, true love will walk in to you and your children's lives so easily that you probably won't even see it happening, and it'll walk up and slap you in the face.
So in short: go see a credit counselor; maybe get a life coach; go to human services for assistance with finances, child support, schooling or job training; Change your perspective (for instance: I may not have the extenuating circumstances you have, but you have 2 children which I will never have: who do you think is better off? I think you are.) so that you can change your life. Good luck and best wishes for you all. P.S. I recommend reading this poem/essay. http://marilee.us/desiderata.html

Answer 9

I'm sorry to hear about what you are going through/ my auntie used to have the same situation like this. I will pray for you. Hope you get through it.

Answer 10

If CPS took your toddlers away you do no longer would desire to circulate into element. there replace right into a rattling solid clarification for it. I recommend we could face it, CPS has been familiar to no longer word toddlers locked in basements for two decades. in the event that they took your toddlers away it replace into rattling obvious it replace into on a would desire to do foundation sista. would desire to you have fallen into melancholy? Hmmm, would desire to you care much less approximately your toddlers? i think of the respond is "NO". DING! DING! DING!!!! i think of get the prize right here! You and that genius of a fiance of yours would desire to upward push up off your lazy asses and initiate understanding there are toddlers that are being effected right here and it will consequence something of their lives!