My stepdaughter is going to be taking the test to become a cadet. If she passes, she will then begin undergoing background checks, etc. While she has no criminal record, she did get behind on some student loans and medical bills during a period of unemployment. As a result, her credit score isn't so good. Will this interfere with her being able to become a police officer? She is an honest person with a good character, and I would hate to see her career dreams squashed by some past financial mistakes.
2007-02-11 06:21:08 · 13 answers · asked by ms_quiltsalot 2 in Politics & Government ➔ Law Enforcement & Police
She has talked to her creditors and has set up payment plans, which she has been sticking to.
2007-02-11 06:41:59 · update #1
Yes it can, but her honest attempt to pay off her debt will work in her favor. She should just be honest with her investigator if the subject comes up.
2007-02-11 23:52:29 · answer #1 · answered by Tom M 3 · 0⤊ 0⤋
It depends completely on the department.
Some will overlook it, some will not. If they do look in depth and see its student loans and medical bills, they will not be judged as badly if it were unpaid credit card bills etc. With bankruptcy, repossession and home foreclosure at an all time high (at least here in Ohio) "Credit" isn't as big of a deal in the hiring process as it was just a few years ago.
Again. It depends on the department.
Good luck to your stepdaughter!
2007-02-11 14:25:51 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
2007-02-13 05:54:44 · answer #3 · answered by gabriel jones 4 · 0⤊ 1⤋
I know that if she's planning on working for the State Police, her credit has to be perfect. My husband does background checks on all the Police Officers that he hires and he has never had to check their credit.
2007-02-11 23:53:03 · answer #4 · answered by southernbelle 2 · 0⤊ 0⤋
Depends on how bad her credit is. If she is making an attempt to pay off her debt and has explanation as to why her credit is poor, generally, that is ok, depending on the agency. But, if she's made no attempts to pay off her debt, it could prevent her from getting in. To join our police department is almost as difficult as joining the FBI.
2007-02-11 14:25:09 · answer #5 · answered by Groovy 6 · 0⤊ 0⤋
I do not know, but since when is that a problem?
No doubt depends on the city where she is applying, but I doubt that it would be a disqualifier in most places. It could be in some affluent suburban areas where the people reviewing the applications might be middle class pricks.
2007-02-11 14:40:55 · answer #6 · answered by sal 2 · 0⤊ 0⤋
Sincerely doubtful that the police would care about previous financial mistakes, so long as she isn't in deep debt just now.
2007-02-11 14:25:58 · answer #7 · answered by v_mordecai_v 3 · 0⤊ 2⤋
Many local agencies, can work around it, but in the federal level, it plays a very big part..????
2007-02-11 15:17:10 · answer #8 · answered by Anonymous · 0⤊ 0⤋
She should be fine---there are alot of officers that dont have great credit .
2007-02-12 02:25:27 · answer #9 · answered by nickle 5 · 0⤊ 0⤋
Depending on where she lives, she shouldn't be affected by bad credit.
2007-02-13 12:31:27 · answer #10 · answered by Anonymous · 0⤊ 1⤋