2007-02-10 17:28:07 · 10 answers · asked by tiffany l 1 in Pregnancy & Parenting ➔ Grade-Schooler
cut up your credit cards. only spend money you have already earned simple isnt it.
2007-02-11 00:29:12 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Stop spending your money on unnecessary thing - you may think they are necessary but stop ask yourself do I really need this, can I get along without it, be honest. Get rid of your credit cards, keep one for emergencies, cut the others up. Pick one debt and when you make a payment add as much extra as you can afford to the payment. when that one is gone pick another one to work on. But you need to discipline yourself - I've been there and I have worked my way out of debt and plan to stay out. You can do it
2007-02-11 01:43:46 · answer #2 · answered by Mee-Mee 3 · 0⤊ 0⤋
One's first suggestion would to be "Get a job" however you did not mention if you have one or not.
If you do have a job you should try consolidating your loans, this will not wipe your debt out but it may reduce your payments.
Your other option is to file bankruptcy, however that action carries with it a lot of problems if you ever want credit again in the future.
2007-02-11 01:33:26 · answer #3 · answered by froggy010101 4 · 1⤊ 0⤋
try cutting out unnecessary expenses...and prioritizing ur bills...also if u have a job, try setting aside a couple to hundred dollars aside (whether it's from direct deposit or u do it by urself) that u will use for paying of ur debt...and save the extra money that u get from cutting out unnecessary expenses in the bank...a slow process but it can be done...also definitely give urself a budget that is realistic so u can stick to it...gud luck!
2007-02-11 01:34:12 · answer #4 · answered by Retarded Genius 4 · 0⤊ 0⤋
Get yourself to a financial adviser who will show you how to consolidate all your debts into one loan, which makes it easier to pay it off without getting further behind.
2007-02-11 01:41:11 · answer #5 · answered by Alwyn C 5 · 1⤊ 0⤋
check out cheapskate monthly - an excellent resource for getting out of debt.
2007-02-12 10:04:19 · answer #6 · answered by Zabes 6 · 0⤊ 0⤋
how can you have that much debt if you're in grades 1-12 ??
2007-02-11 22:27:44 · answer #7 · answered by heaven help me 3 · 0⤊ 0⤋
stop spending....don't use credit cards and only use cash and you can only use the extra cash after you pay all your bills.
2007-02-11 07:20:58 · answer #8 · answered by christina c 3 · 1⤊ 0⤋
pay your bills and pay them ontime so you can repair your credit
2007-02-12 09:42:50 · answer #9 · answered by rives 6 · 0⤊ 0⤋
PAY YOUR BILLS!!!!
2007-02-11 01:36:11 · answer #10 · answered by mishka 2 · 1⤊ 0⤋