Does anyone have any ideas to up your credit scores quickly?

Answer 1

Credit scores increase over time and the proper use of credit.

I would suggest using a credit card (only to the maximum of 75% of the total available credit) and paying it off monthly. Over a 6 month period this should up your score. (which is quick in the credit score time line).

Therefore you should not have a lot of money owing each month if you are paying off the cards at the end of each month (theoretically you should owe $0).

The credit score is a derivative of how much money you owe in total (bad), how often you use credit and pay it off (good), and how much credit you are allowed (credit card limits)(good) and how "deep" you are into the credit cards(bad)...AND how many "hits" or companies have checked into your credit report over the last year (bad) showing how much "credit shopping" you are doing.

Hope this helps...

Answer 2

The best way I know of is to: 1) Check your credit report and dispute items that are hurting your score. You may even find out that some of the items affecting your score are erroneous. I tried to buy a car 2 years ago, but returned it after a week, and the county still thought I owned it, so they reported me for back property taxes. I called them on the # found on the report and fixed it right away. It came off my report in 5 days. 2) Dont pull your credit too often. It is preferable to do it at a minimum every 3 months. The more you pull it, the more it hurts your score. 3) Find somebody in your family with good revolving credit ie credit cards, store cards, etc., that are in good standing with an account for more than 2 years. Have them add you to that account, have them receive the card when its mailed out so they can cut it up, and your score will go up an average of 10 to 20 points per account in 1 month. (thats how long before it is reported to the credit bearus. Make sure they cut up the card, seen how you really dont need it, if youre reading this, that is.

Answer 3

PIGGYBACKING: Despite its' virtually
unlimited potential, piggybacking is
not used by nearly as many consumers as
it should be. It's easy, effective,
and extremely fast. Unfortunately,
it's mostly used among parents and
siblings while those who can really
benefit stay in the dark.

How it works. Almost every credit
card or credit account will allow the
primary account holder to add on (at a
later date) what's known as an
"Authorized User" or "Secondary Account
Holder". In most cases, when this is
done, the entire account history
(retroactively) gets posted to the
authorized users credit report
regardless of their current age or
credit history!

For example. If it's a credit card
with a $10,000 limit which has been
paid as agreed for the last 10 years,
then that complete history will be
posted to the authorized users' credit
report. I once saw a clients' credit
report who used this technique with his
mother. He was only 24 at the time and
he had a $15,000 Gold credit card on
his report with history going back 11
years! I laughed as I thought to
myself that this kid would have had to
be approved when he was 13 years old
for this account to be his!

As you can see, this strategy is
usually only used by parents and their
children and in most cases with no
regard to the benefits the children are
reaping credit wise! In fact, in
recent years, due to its'
effectiveness, this technique has led
individuals with excellent credit
scores to "rent out" authorized user
accounts on one or even multiple credit
cards in return for a fee! I once
recall seeing an ad in USA TODAY for
just such an opportunity. Like most
good credit loopholes, I'm sure this
methods' days are numbered much like
what may be the case with...
For more information on the CREDIT
SECRETS BIBLE you may visit:

http://gaby1221.niesong.hop.clickbank.net

Answer 4

i trust maximum have answered your question wisely. you will get a mastercard from a credit union devoid of annual value and being joint on that motor vehicle loan may help you construct credit as well. one element to remember with a mastercard is that you'll be able to prefer to go away the stability on the cardboard till you surely obtain your actuality. Paying the cardboard off once you position a cost on it may not reflect any reimbursement heritage if the monetary company does record to the credit organizations even as you've a stability. The mastercard must have a grace era of 25 days or something similar which will show you how to to carry a stability devoid of incurring pastime prices. a million or 2 purchases a three hundred and sixty 5 days received't help a lot. it is going to easily practice that the cardboard is open, yet not getting used. At my credit union we surely close mastercard money owed in case you do not use the cardboard. also, ensure that you do are surely joint on that vehicle loan. many human beings have come into by technique of branch claiming they are joint on something in basic terms because they are paying it. from time to time your mum and dad are the purely ones on a loan.

Answer 5

Here is the formula how Credit works
35% Payment History
30% Balance Owed (ration Limit to balance.
This means If you have a card with 1000$ limit and your balance is 900.. Its going to be bad. If the limit is 5000$ and the balance is 900 it will help to make your rating better
15% Length of Credit(longer is better)
10% Recent credit activity
10% Type of credit..( having mix of credits like loan card, LOC is better)
Thx
GTA_Realtor
www.powerofsalehome.com

Answer 6

There is no legal way to increase your credit score quickly.

Answer 7

you can't up your score quickly, to make it better, pay your bills on time, don't apply for any more credit that you don't need, pay down your credit card balances, pay off any past due loans or loans that have been charged off

Answer 8

Pay off any outstanding credit card balances then cancel those cards. Keep paying you bills on time.

Answer 9

a good way is by buying everything with your credit card and paying your bill as soon as you get it

Answer 10

Get your JCPenny card.It doesn't matter what you buying from them (even socks). It really helps.
Good luck.