My husband voluntarily left his company last Oct. We have been paying the COBRA since then but the company will not release the payment updates to the insurance company and we have been without insurance since then. I have already involved the Dept of Labor and the company (Nuvox Communications) just lied to the fed and told him everything would be released. My husband is diabetic and my toddler has epilepsy. What options do I have now?
2007-02-09 16:57:39 · 7 answers · asked by judy b 2 in Business & Finance ➔ Insurance
Thanks for all the great answers. The Deparment of Labor finally came through. Their phone number for anyone who reads this later is 866-444-3272
2007-02-12 02:51:36 · update #1
Get an attorney, #1. File a complaint with the state insurance commissioner's office, #2. Keep calling the department of labor #3. You have a legitimate complaint and I would definitely sue your ex-employer for the grief they are causing you. The problem is with the ex-employer, not the insurance company. COBRA is an employer law, not an insurance law.
2007-02-10 02:10:24 · answer #1 · answered by nurse ratchet 6 · 0⤊ 0⤋
Tricky...
If you're not gaining any ground with the labor department, try calling your cobra administrator. Ask for a supervisor, and keep going up the chain until you get an answer. See if there's a way for the COBRA administrator to help you fix it. They might be able to keep the policy open, if you get them proof of payment, monthly... Instead of terminating it each month. *shrug*
Also, speak with your doctors. Most doctor's offices know that COBRA can be a huge pain. They know you don't have any control over anything, except, paying your premium. They're usually understanding. Maybe they'll see you, and file claims to the insurance at a later date.
The insurance company probably won't be much help.
2007-02-10 02:17:10 · answer #2 · answered by Custo 4 · 0⤊ 0⤋
Go back to the department of labor and have them follow-up. I f that doesn't get you anywhere find a good labor attorney and sue the company. If everything is in order the insurance company would pay the bills. If the company did not handle the cobra properly they would be liable for the bills.
2007-02-09 22:47:18 · answer #3 · answered by waggy_33 6 · 2⤊ 0⤋
www.diabetes.org. I saw on their website that they offer assistance to diabetic patients. or they had links to webpages who do offer assistance. Pfizer also will give patients assistance/free drugs if they are taking their drugs check their formulary list www.pfizer.com. Then check google to see if you can join in an existing Lawsuit against Nuvox. or get a lawyer and fight it yourself. If you schedule an appointment with a lawyer and tell them what you are up against they will have helpful advise of what to do next or where to go next for free. Naturally if you need their service they will make you pay but sometimes just being routed is enough.
2007-02-10 17:28:49 · answer #4 · answered by toniraemoore 2 · 0⤊ 0⤋
how frustrating! well, until you figure out what to do you all may want to invest in the linx2health medical saving benefit card. it will help u to save up to 50% off in some cases for any type of doctor's visit (medical,dental, vision, etc...) and it's not ridiculously priced either. check under products to find out more info in your state. Hope this helps and congrats on the baby!
2016-03-13 21:44:12 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Contact your local Congressperson (State and Federal). They often have resources to help you. Especially if you can prove your claims are right. We had to do that with my mom's stuff and after they lied to his office they nailed the insurance.
2007-02-10 01:08:34 · answer #6 · answered by zippythejessi 7 · 1⤊ 0⤋
get a good lawyer and sue them, sorry to say that if you have gone through all of this so far without result, you are not left with many "polite" options
2007-02-09 17:06:01 · answer #7 · answered by dances with cats 7 · 0⤊ 1⤋