Long story short. My wife has good credit and mine is messed up. Can she get my name put on one of her credit cards?
2007-02-09 16:12:35 · 6 answers · asked by twisted_gary_b 1 in Business & Finance ➔ Credit
So they dont check my credit out when she ask for another card?
2007-02-09 16:22:19 · update #1
These answers are hilarious. No idea of the situation yet you judge so freely.
2007-02-09 16:23:16 · update #2
yes she can, if she gets it in her name then she can add a spouse
2007-02-09 16:15:57 · answer #1 · answered by whateverbabe 6 · 0⤊ 0⤋
Yes, you can be placed on her card as an authorized user which will definitely help your credit. If her account has been opened for a number of years, that credit history is now attached to your name which raises your credit score. Rebuilding your credit is not hard at all....you just have to know what to tackle.
Just a few pointers:
If you have items in collection status and the last reporting date is more than 2 years old, don't mess with them. If you try to correct it then the date of last activity is started all over again which means the 7 years it takes for it to come off takes even longer.
If you have accounts that are delinquent for more than 30 days, bring those current then try to get them down to under 30% of balance.
2007-02-14 00:19:38 · answer #2 · answered by JustAsking 2 · 0⤊ 0⤋
Yes, she can contact any credit card company that she has established herself with and request a second card with your name.
2007-02-10 00:15:14 · answer #3 · answered by daffodil 5 · 0⤊ 0⤋
yep. I did that for my hubby. It helped his credit out a bit.
2007-02-10 00:20:19 · answer #4 · answered by Toadsputum 5 · 0⤊ 0⤋
Boy! Is she in for a big disappointment!
2007-02-10 00:21:37 · answer #5 · answered by skidrowdan 5 · 0⤊ 1⤋
she could but she shouldn't
2007-02-10 00:16:46 · answer #6 · answered by setter505 5 · 0⤊ 0⤋