My sister told my mother that a credit card company took her tax refund from her checking account where it had been direct depostied for an unpaid bill. Causing her account to be overdrawn. Can they do that or is she just trying to get money from my mom? She said she didnt give them permission they just took it.
2007-02-09 08:18:40 · 7 answers · asked by michelle m 2 in Business & Finance ➔ Taxes ➔ United States
Sounds phony to me. They would need to have won a lawsuit against her, and even they, the CC company wouldn't be able to touch a checking account.
2007-02-09 08:23:25 · answer #1 · answered by wizjp 7 · 2⤊ 0⤋
If they did take an amount that had actually been deposited, they did not cause the account to be overdrawn. How would the credit card company even know the tax return had been deposited or what the amount was? The IRS certainly didn't tell them. Even if it were legal for the IRS to release that information, they are way to busy this time of year. Someone in this case is lying to someone. If the credit card company did make an unauthorized withdraw, the bank can give you a dispute form. Any fees caused by the unauthorized withdraw will be waived.
I disputed an unauthorized withdraw from my account Tue, Feb 6. My account was credited today, Feb 9.
2007-02-09 10:54:39 · answer #2 · answered by STEVEN F 7 · 0⤊ 0⤋
i'm interior the comparable boat as you. I had to close my account that I won my tax refund in. From what I even have been instructed via the IRS and additionally analyzing what's published on their website, they initially attempt and deposit the rebate examine into the comparable account as you had on your tax refund. of direction it's going to be rejected b/c the account is now no longer energetic, and as quickly because it gets rejected and returns to the IRS, they convert the ACH deposit right into a paper examine and mail it to you. What i won't be in a position to get a clean answer on is how long this technique takes, and whilst they convert the deposit right into a paper examine, do they mail the paper inspect under the paper examine time table?? I even have called the IRS multiple circumstances and get conflicting solutions from each and each individual I communicate with. What it boils right down to is in the experience that your financial business enterprise account info which you earlier used is now no longer valid, they'll mail you the rebate examine to the handle listed on your tax return. i'm merely undecided whilst. The IRS could be somewhat extra clean on their approaches for those that fall interior the "gray" section, yet this is the government for you...
2016-11-03 00:19:42 · answer #3 · answered by ? 4 · 0⤊ 0⤋
any doubt on the taxes go for the tax filing sites. these will help you in filing the taxes.
you may be interested in some of the Tax Prep Deals I found that saves some money on tax prep services online
2007-02-09 22:10:39 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Sounds like your sister got her tax return and spent it and now needs money from mom. It's not true.
2007-02-09 08:27:22 · answer #5 · answered by philly_romantic 6 · 2⤊ 0⤋
Sounds like BS.
If she didn't authorize withdrawal, she should go to her bank immediately.
2007-02-09 08:27:33 · answer #6 · answered by rjrmpk 6 · 2⤊ 0⤋
Your sister is lying to your mother.
2007-02-09 08:27:40 · answer #7 · answered by BAGOFSWAGS 5 · 2⤊ 0⤋