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I have heard that you should change your childs car seat if your car has been hit...If this is true.. will the other persond insurance pay for the new car seat?

2007-02-09 07:00:49 · 10 answers · asked by msnelle29 2 in Cars & Transportation Insurance & Registration

10 answers

Yes, please trust me on this one, any time your car is in an accident no matter how minor, you should not use the car seat anymore. Also, call the 1-800 number on the car seat and report it. Sometimes the company will even replace the car seat. If there is damage to your carseat, turn it in along with the insurance damages also. But don't use the seat anymore. Get a new one.

2007-02-09 07:18:41 · answer #1 · answered by Anonymous · 0 1

Yes, the other insurance company should replace the carseat if the other person was at fault.

Not all seats need to be replaced after a crash, though. It depends on the individual carseat manufacturer's rules.

Graco says to replace after even a minor crash.
Britax has a detailed list of criteria that must be met in order for it to need to be replaced.

I don't know off the top of my head what Evenflo, Dorel (Cosco, Eddie Bauer, Safety 1st), Sunshine Kids, or all the others say.

The National Highway Traffic Safety Administration has this to say:

"NHTSA recommends that child safety seats be replaced following a moderate or severe crash in order to ensure a continued high level of crash protection for child passengers.

NHTSA recommends that child safety seats do not automatically need to be replaced following a minor crash.

Minor crashes are those that meet ALL of the following criteria:

The vehicle was able to be driven away from the crash site;

The vehicle door nearest the safety seat was undamaged;

There were no injuries to any of the vehicle occupants;

The air bags (if present) did not deploy; AND

There is no visible damage to the safety seat

Clarifying the need for child seat replacement will reduce the number of children unnecessarily riding without a child safety seat while a replacement seat is being acquired, and the number of children who will have to ride without a child seat if a seat were discarded and not replaced. The clarification will also reduce the financial burden of unnecessary replacement."

If your particular carseat manufacturer says your seat must be replaced even after a minor accident, OR if your seat meets the requirements per NHTSA, but the insurance company refuses to cover the cost of a new carseat, provide the insurance company with proof of the need for replacement (the manufacturer's statement or NHTSA statement), and ask the insurance company for a letter stating that they won't replace the seat even though the manufacturer/NHTSA says it needs to be, and that the insurance company takes responsibility should it fail in a crash. (I've heard of this actually working, even though it sounds crazy)

2007-02-10 19:42:42 · answer #2 · answered by Anonymous · 1 0

It depends upon the impact. If it was a low impact accident then the likelihood that your car seat was comprised is slim. However, if your car sustained a pretty substantial impact then you might want to think of a replacement. It is your child and if you are not comfortable in using the car seat again then don't. The other person's insurance company should pay for the car seat under the property damage coverage of their policy.

2007-02-09 07:31:12 · answer #3 · answered by Rita B 2 · 1 1

If the coverage business enterprise reported you replace the automobile seat, the twist of fate could have had an significant effect. All automobile seats, whether occupied or no longer, could be replaced interior the effect of the variety of collision. The reasoning in the back of it rather is that the seat shape could are transforming into compromised and an worry-free eye inspection isn't adequate to observe this. i'm specific you will agree that that is extra effective to be risk-free than sorry.

2016-11-03 00:11:04 · answer #4 · answered by Anonymous · 0 0

Hi
This is a 'wooss' piece of legislation that seeks to granny-protect our livelyhoods.
Car seats did not exist some moons ago, I think this is a no-brainer, replace the seat, no way. But if you feel you should you can now pick them up from the petrol station for pin money. Afterall they are only a piece of expanded polystyrene that was once used to hold a cheap old washing machine from Argos.co.uk (other retail outlets are available)

2007-02-09 07:09:39 · answer #5 · answered by yakatang 2 · 0 1

hmm... ok, take a carseat and bang it against the ground really hard.
Ok, now take a good look at it. Does it look the same... does it function the same? Did it shatter?
I doubt it very much. Those things are built to last through pretty bad accidents.
At most you could go to a firestation and have them inspect the thing make sure it works right, but I think it would take a pretty bad accident to cause a carseat to not function properly anymore. Besides the things are cushioned pretty well so there is almost no direct impact to them.

2007-02-09 07:18:33 · answer #6 · answered by Anonymous · 1 1

If your car seat was damaged as a result of the accident, then yes. If not, then no need to replace it.

Car seats are not like airbags.

2007-02-09 07:06:00 · answer #7 · answered by rob1963man 5 · 0 1

If there was damage, it should be replaced. If not, why would you have to? I've never heard this before.

This sounds like one of those "Never build a new house on the same spot the old one burned down, or the new one will burn" type things.

2007-02-09 07:28:21 · answer #8 · answered by oklatom 7 · 1 2

how fast were they going if not much damage to car just check seat make sure it is not damaged an it is still properly installed local fire dept, may can help

2007-02-09 07:08:03 · answer #9 · answered by steve b 2 · 0 1

NO

2007-02-09 07:05:38 · answer #10 · answered by unreal 3 · 0 1

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