where can i get an unsecured loan with bad credit?

Question

i have a ccj which is to come off next year. i use a family members bank account. im struggling to find a company who will give me a loan

Answer 1

I think Providian is a high risk credit card company. I don't know how bad your credit is though and how bad they'll accept.

Pawn shops will also give you loan with collateral (I've never used one) and there are some other lenders that I see a lot near military bases (which I have also never used) that charge outrageous interest. They get around Usury laws by charging a "fee" instead of interest though.

So it really depends on the loan type. I have a friend with poor credit and he was able to buy a car. He had to enter a code into a computer (on his car) each month after he made payment. The dealer would give him a new code only when the check cleared or if he paid in cash.

I have another friend who was unable to get any kind of loan. I think he needed $10k and it just wasn't going to happen. He eventually found a family member I think.

If it's a small amount, I'm sure you can find someone willing to give you one for a huge fee/interest. If it's a large loan, you might be out of luck.

Answer 2

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 3

Hi,

it's not always easy to find the right companies. I've done some research and found two which are reputable and trusted with no credit checks and even if you have bad credit. You might check them out and then choose one which best suits you:

http://www.usefulresources.info/online-payday-az.php
http://www.usefulresources.info/cash-advance-cj.php

Hope that helps. Wish you all the best!

Mike

Answer 4

depending on how much you need provident will give practicaly anybody a loan and the there is no added interest you get a charge for the amount you borrow (which is quite high) and if you can t make a payment there is no extra charges I think they lend up 2 £500

Answer 5

Have you looked in to Prosper? Its a website where people loan money to other people, no dealing with a bank and all the transactions go through Prosper, you should check it out.

I havent used it, but know people that have and it works for them.

Answer 6

Are you looking for a personal loan? In any case, try this site for helpful loan information and free quotes. They might be able to help you. Good luck! http://loan.divinfo.com

Answer 7

A loan shark?

Answer 8

Big Ted in the Dog & Duck - but his rates aren't too great, and you get a month to settle

Answer 9

Try www.surefirefinance.co.uk they may be able to help and may be able to help with a bank account as well.

Answer 10

BLACK HORSE, MIGHT HELP YOU.