Does anybody know about all the claims NationWide denied in Katrina??

Question

I know several people from Louisiana who have'nt even heard from NationWide yet!! Their not on your side!!

Answer 1

As far as I know, there isn't a consolidated list of all Katrina claims that were denied. However, most insurance commissioners in the affected states requested and received lists for their states.

Tell your friends to contact the LA Insurance Department so they may file a complaint against Nationwide. The commissioner will have an investigative staff which will contact Nationwide and require it to explain; if any insurance laws have been violated, or if the contract has not been followed, the commissioner has the authority to order the company to take corrective action.

All insurers are required to notify claimants of their claim decisions; the amount of time given varies by state, but no states I know of give this long to consider a claim of this type.

Answer 2

No one knows all the claims NationWide denied in the Katrina fiasco.

There are many reasons insurance agencies deny payments.
Mostly, lack of the correct type of coverage. Some policies have not been paid because the insurance agency does not know where to send the check!

Some homes were destroyed by the levees breaking. These homes many have had flood insurance and hurricane insurance but not insurance against the levees breaking.

Some homes had flood insurance but not hurricane insurance.

You must know what you were covered for.

You and your friends have to contact your insurance agent and ask questions. ONLY THE INSURANCE COMPANY KNOWS why they deny a policy holder. The policy holder will not know until a letter arrives from the company. The company cannot send a check to a person who has moved and not contacted the company.

I strongly suggets you contact the company or better yet, tell your friends to talk to the company. They may have a question that must be answered before a check can be cut but because they do not know how to contact the policy holder, they cannot get the answer they need.

Every two weeks call the comany to see what you can do to assist the agent in his quest to lower his work load.

Even if the agent knows how to contact you, would you work with those who are working with you or take care of those who call every once in a while to see how they can help or tell that person he must wait in line, I have 45 people to talk to before I can talk to you. "I have 800 policy holders who lost their house. I can only work with each policy 1.6667 minutes a day." This basically, means he can take the paper work out of the file cabinet, walk it to his desk open it up to verify he brought the correct one and then walk it back to get the next.

He will work with those who call him on a regular basis first.

Pick up the phone and talk to the agent.

Answer 3

I have just heard from you, but it is very possible situation. Usually insurance companies will not cover loss or damages caused by disaster (catastrophe/ calamity). If companies covered this, then this would be a financial disaster for them, and they may get bankrupt! If that happened, how about other policyholders, who did not affected by the disaster? This is one of basic principles of insurance.

You might check this in the contract, or ask the agent or Customer Service.