I don't even owe them money, yet they call night and day, sometimes in the middle of the night. They also send threatening letters in the mail. What can I do?
2007-02-07 16:07:03 · 15 answers · asked by Anonymous in Business & Finance ➔ Credit
First, don't let them bother you. That's all they can do is call and try to ruffle your feathers. Second, when they do call make sure that they have the correct account and ask for their information. Be calm at all times. If it does turn out that you do owe them money then try to negotiate with them (ONLY IF YOU DO OWE). Tell them you don't have it and calling you repeatedly will not make the money appear. Offer to settle on your account for any amount you can pay and provide times when you can. Tell them if they want more then they will have to wait. Other then that I don't know what to say.
2007-02-07 16:13:04 · answer #1 · answered by burnholywater 2 · 0⤊ 1⤋
You should not avoid these calls if you are tired of receiving them. They're only going to keep bugging you until you take care of the matter. If you don't owe them any money, then you may have to show some form of prove that nothing is owed to them. Obtain a credit report for yourself and see what that entails.
OR....
Change your phone number and have it unlisted.
2007-02-08 00:10:50 · answer #2 · answered by Nunya 4 · 0⤊ 0⤋
You either owe SOMEBODY money, or you are a victim of mistaken identity, or identity theft.
If I were you I would get my hands on a copy of my credit report ASAP, & start sorting everything out now.
If you do owe money, then the best way to keep the creditors off your back is to pay your bills, & stay out of debt.
2007-02-08 00:12:35 · answer #3 · answered by No More 7 · 0⤊ 0⤋
if you DONT owe them money you can tell them to stop! if they continue you can take a lawsuit out against them. Take your phone off the hook during the night, or better yet change numbers. Send a letter in writing to the companies hassling you. here in australia they aren't allowed to pester you or show up at your door.
2007-02-08 00:10:10 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You may be a victim of IDENTITY THEFT. Talk to them, find out what are the debts and report them to the FBI. If you don't take action now, things will get worse. Trust me, this will not go away on its own and ignoring the warning signals is just perpetuating a final credit disaster for you. Act now; don't delay anymore...
2007-02-08 00:11:02 · answer #5 · answered by Anonymous · 0⤊ 0⤋
there's law to protect theme and yourself ,and yes you have to owe some money ,they don't pick anonymous # to harass, but by law they can call 2 times a month ,more then that ,give him some fake lawyers # ,they hate that ,and let theme know by law they cannot call you more then 2 times or you going to sue .
they also found you by mail ,man you need to resolve this situation .and pay your bill's.
2007-02-08 00:14:05 · answer #6 · answered by Anonymous · 0⤊ 0⤋
You need to check out what they are billing you for. Someone could be using your name &/or address. Don't ignore it. You may need to call the company's legal assistance to get to the bottom of it. Ask for copies of their charge statements, or whatever they say they are billing you for. It could ruin your credit even though you never charged anything.
2007-02-08 00:13:43 · answer #7 · answered by TexasStar 4 · 0⤊ 0⤋
If you don't owe them money...you need to ask them why they are calling you? Apparently someone owes them money.
2007-02-08 00:10:27 · answer #8 · answered by What, what, what?? 6 · 0⤊ 0⤋
Get the services of a debt consolidation company or declare bankruptcy.
2007-02-08 00:11:09 · answer #9 · answered by Bonathon M 3 · 0⤊ 0⤋
Change your phone number. The letters can't be that annoying.
2007-02-08 00:11:44 · answer #10 · answered by Anonymous · 0⤊ 0⤋