Is there such a thing as a no credit check mortgage?

Question

I have a judgement against me and would like to know if it is still possible to get a mortgage and if so who can I contact?

Answer 1

No, all mortgages require a full credit check. However, there are many lenders out there that will loan to you if you can prove you are making payments on that judgment, or that it's still in dispute, (meaning you have an attorney). And they are usually looking for at least a 12 month history of payments on that debt.
If it's small enough, pay it. It will save you a lot of headache later.

Answer 2

I know that this is not what you asked but I just wanted to put my 2 cents in (which is about all that it is worth adjusted for inflation of course)
ANYHOOO,

If you have a judgement against you, WHY WOULD YOU WANT A MORTGAGE?
If the judgement is recent (or even if it is not), the person who won the judgement can come and take your house.
They will probably wait until you have some equity in the home if you are lucky or worse

they can put a lien on the house so that you can NEVER move because you cant sell it .
Even if you are able to find somoene to give you a mortgage, you might be committing fraud if you answer the loan questions regarding judgements without disclosing this as I do believe that this is one of the questions that you are asked in the paperwork.
If it is not (it was a long time ago when I filled them out), please investigate and make sure you know what the limits for collection are in your state. They might not be able to do this in certain places, but I know in the state where I live and the one next to it, they can.

GOOD LUCK!

Answer 3

A judgement is not going to hold you back. There are no documentation loans that do not take those things into consideration. Try contacting these people.http://www.bestnodocloans.com

They have unique loans for people like yourself.

Answer 4

No, but there is a no income verification loan, so you can still work it out and get the loan, just at a higher rate.