Wife has court date over a stop payment check she did.?

Question

Were refinancing the house through current lender, they took care of getting an appraiser, we gave a check for it. Appraisel was done and then the financing never happened. Lender told me to stop payment as we couldnt go through with it. Now wife has a court date over a $300 check. What type of expenses am I looking at on this? In Jacksonville, Florida if that helps any.

Answer 1

If you owe the appraiser, can you contact them to settle out of court? It seems it would be a reasonable thing for both parties. it would save them time and you money.
Because of course you could be looking at alot more than $300, by the end of the court date.
Everyone is right, don't stop payment on a check, if you know services were performed. The Appraiser had nothing to do with the lender, and probably just wants to get paid. It sucks the lender gave you bad advice, don't forget to kick his behind for it too. Contact his boss, and see if you can get them to pay at least half for that rotten piece of advice. I've seen it happen before, where a lender's boss will kick in half for mistakes like this.
Good luck!

Answer 2

Never deal with the IDIOT that told you to stop payment again. Your lender literally told you to commit fraud. The appraisal was done, the appraiser gets paid. The only time you can legally stop payment on a check is if it is lost or stolen.

If you can prove the lender told you to stop payment, sue the lender for whatever you lose over the check.

Answer 3

You dont say if you made the check to the lender or the appraiser. The lender can't tel lyou not to pay an appraiser who already performed the work as they are a third party.

Answer 4

If she loses the case you looking at $3,000 pulse court costs and and other costs the defendant had to pay because of the cancelled cheque.

If she wins, and was able to prove that services were not rendered, then she might only have to pay for what was done, like the appraisal.

Good Luck