Ok.. I was in an accident with a truck on saturday. He admitted al liabilty because he hit into me. At the time i was in shock so never thought to be getting insurance details and all that kinda stuff be thinking of getting the reg extra. as i knew the garda would get it. I hae been in toch with him but since i've told him the price of the damage (3k) he's stopped answering my calls. The Garda that was at the crash isnt in work until friday and at that will be hard to contact.. is there anything else i can do other than just wait?
My cars a write off.. and i have a loan for 5k... Will the garda sort it out when i contact her? do i just have to wait? he hasnt produced his insurance at the station yet.. so will he be charged if he doesnt produce it within the 10 days??
2007-02-06 23:09:31 · 8 answers · asked by **SARAH** 3 in Cars & Transportation ➔ Insurance & Registration
Sarah - dont panic, firstly ignore 'notaclues' (at least he lives up to his name) so called advice - his legal expertise is obviously gleaned from daytime tv.
I know what a Garda is (notaclue - theyre the cops in the Republic, thats the South, of Ireland, that quaint little village outside of Paris, France)
Seriously though - if a garda attended the accident then it would have been reported if it was a personal injury (P.I.) accident, serious damage was incurred or a driving offence was alleged or suspected.
If a garda attended and reported the accident then the wheels are in motion.
If the truck that hit you was a company vehicle - like a supermarket truck for example, then the drivers insurance and stuff will be held by his employer and it will be dealt with accordingly.
If the truck was owned personally by the driver or is a privately owned vehicle, then the driver will have been issued with a notice requiring him to 'produce' his documents (insurance, MOT etc) at a police station within 7 days of the incident.
The garda will merely submit his/her report of the accident to an administrative dept who will deal with the paperwork side of things.
notaclue was quite correct however re the financial issue - your insurance may not cover what you owe on the vehicle as you insure a vehicle for its worth at the time of purchase - and all vehicles depreciate rapidly. This will no doubt leave you with at LEAST the interest you will be charged on your loan.
For future reference all you boys and girls in the UK at least - if you have an accident - call the cops - AND tell them that someone is injured (you never know, you may be) - that way they have to attend - DONT BE FOBBED OFF.
And at LEAST get the reg details of the offending vehicle in case they decide to take off.
2007-02-07 04:09:18 · answer #1 · answered by Sebastian Two-Tails 2 · 1⤊ 0⤋
Take a breath and get to your senses! First of all, what the hell is "garda"?
Secondly, no matter where, what, and when, these issues don't get resolved in a matter of hours or days! They take weeks and sometimes months!
If the police were called then they have the information to which you are entitled to a "police report" or your insurance company can get it! If the other driver didn't produce proof of insurance at the scene of the accident then they are generally given a "short" period of time to do so or charges are filed!
As for the loan, you are responsible for the payments regardless. Your insurance company will have a "claims adjustor" write an estimate for your vehicle at which time the carrier will reveiw it's contents and make a decision to repair or total the vehicle. Then, if totaled you will receive a check for the value of the vehicle or they will have you take it to the body shop for repairs to which they will send the shop a check! Meanwhile, you just keep making payments or you will have more problems with the bank and your credit!
Also, keep in mind the insurance check may not cover the loan if your loan is more than the value of the vehicle making the balance your responsibility! you need to check with the bank to find out if you had "gap" insurance or not!
I wouldn't jump to conclussion with an attorney because unless you sustained "serious" injury you won't have a "lawsuit" and may end up with a huge legal bill to boot! I would obtain an attorney as a last result after following protocol and then make that decision! You may not need an attorney and all may go very smoothly!
2007-02-07 00:35:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Snobby. as a results of fact my character clashes too a lot with obnoxious human beings. i'm no longer saying that i'm obnoxious, yet I notably a lot say despite i think of. And it commonly receives right into a controversy if I say to to an obnoxious individual. If somebody is snobby, i will commonly get them to end conversing.
2016-12-17 11:14:13 · answer #3 · answered by ? 3 · 0⤊ 0⤋
if you have;t heard from him yet you are not going to. check with your insurance if you have taken out legal protection if you have you should;nt worry your insurance company should do all the leg work. P's please report it to the police they will give you a crime number take it to the insurance and give it to them
2007-02-10 23:05:12 · answer #4 · answered by charlie 2 · 0⤊ 0⤋
Honey if he "stopped" taking your calls, and hasn't called... He AIN'T gonna call.
You've just been screwed badly, you'll have to get a lawyer involved.
For some strange reason, though... I have the feeling that isn't going to happen.
2007-02-07 02:09:24 · answer #5 · answered by rob1963man 5 · 0⤊ 1⤋
If you can identify him to your insurance company they should carry on with the matter as usual.
2007-02-07 19:53:33 · answer #6 · answered by fred35 6 · 0⤊ 0⤋
prob best to do it via the garda
2007-02-06 23:19:37 · answer #7 · answered by Icarus 6 · 0⤊ 0⤋
number one!! get a lawer. if you know where he works then it should be no problem for the lawer to persue this matter. the insurance will sort it out. and if he hasn't got any then the lawer will garnish his wages. but by all means get a lawer. hope this will help. GOD BLESS
2007-02-06 23:21:54 · answer #8 · answered by Anonymous · 0⤊ 2⤋