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2007-02-06 13:49:18 · 17 answers · asked by Rajeev v 1 in Business & Finance Credit

17 answers

!8 and filing an application in a bank.

2007-02-06 13:52:27 · answer #1 · answered by Javy 7 · 0 0

Credit cards are a great way to manage your spending and to buy the things you want, without having to wait. But it’s important to find the right card so that it works for you.

There are a number of things to consider when looking for the right credit card:

Your Status

How much do you earn currently? Do you own your own home? Do you have any bad debt? Are you a student or self-employed? Some credit card lenders have special card deals for people earning over certain limits. Some credit card companies will offer cards even though you have bad debt. So, first think about the key features of your status and see if that helps you narrow down your search.
Get all information required for a credit card at: http://www.card-gallery.com/

2007-02-07 00:37:28 · answer #2 · answered by brady ewart 3 · 0 0

PIGGYBACKING: Despite its' virtually
unlimited potential, piggybacking is
not used by nearly as many consumers as
it should be. It's easy, effective,
and extremely fast. Unfortunately,
it's mostly used among parents and
siblings while those who can really
benefit stay in the dark.

How it works. Almost every credit
card or credit account will allow the
primary account holder to add on (at a
later date) what's known as an
"Authorized User" or "Secondary Account
Holder". In most cases, when this is
done, the entire account history
(retroactively) gets posted to the
authorized users credit report
regardless of their current age or
credit history!

For example. If it's a credit card
with a $10,000 limit which has been
paid as agreed for the last 10 years,
then that complete history will be
posted to the authorized users' credit
report. I once saw a clients' credit
report who used this technique with his
mother. He was only 24 at the time and
he had a $15,000 Gold credit card on
his report with history going back 11
years! I laughed as I thought to
myself that this kid would have had to
be approved when he was 13 years old
for this account to be his!

As you can see, this strategy is
usually only used by parents and their
children and in most cases with no
regard to the benefits the children are
reaping credit wise! In fact, in
recent years, due to its'
effectiveness, this technique has led
individuals with excellent credit
scores to "rent out" authorized user
accounts on one or even multiple credit
cards in return for a fee! I once
recall seeing an ad in USA TODAY for
just such an opportunity. Like most
good credit loopholes, I'm sure this
methods' days are numbered much like
what may be the case with...

2007-02-09 16:38:25 · answer #3 · answered by Anonymous · 0 0

The question is: how do you not get a credit card? Once you're eighteen, they'll start throwing cards at you in hopes of keeping you in debt from an early adulthood. Just apply for one, you'll get it.

2007-02-06 21:53:52 · answer #4 · answered by CrystalEyes 2 · 0 0

If you have little or no income you probably won't be able to get one. Or if you are underage. Otherwise, apply to any credit card company by flling out their application. You also need to show you have a bank account. I hope you can pay the bills when they come due.

2007-02-06 21:57:23 · answer #5 · answered by Anonymous · 0 0

Don't worry. If you haven't received any "pre-approved" credit card applications in the mail, you will before long -- that is, unless your credit score is lower than my tolerance for credit card solicitations.

2007-02-06 21:54:11 · answer #6 · answered by bullet_to_the_brain 4 · 0 0

You apply for them online or by mail. They check your identity and credit file before you can get one. Apply Away, but be careful, inquiries on your credit file lower your credit score!

2007-02-06 21:53:32 · answer #7 · answered by AnswersGuru 3 · 0 0

Go to the credit cards website, for example, www.visa.com, and apply for it there. You can also go to www.walmart.com and apply for their credit card as well. But, depending on which one you want, just go to their website and see if you can apply for it there.

2007-02-06 21:53:29 · answer #8 · answered by Cartman 3 · 0 0

Go to my website and click on the credit card banners that I have.
They are 0% interest.
http://www.freewebs.com/whowantstoberich

2007-02-06 21:53:06 · answer #9 · answered by Dan M 1 · 0 0

Apply for one.Also say to establish credit.

2007-02-06 21:52:50 · answer #10 · answered by thresher 7 · 0 0

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