Should I get a STUDENT LOAN or a regular loan?

Question

I'm enrolled in a training school, but I plan to starting community college this fall. So here's the deal: I NEED A NEW CAR. My car's falling to pieces! When I got the car, my sister had driven it 8 yrs, and my mom maybe a 1-2yrs before that. It's a '93 corolla, & it's been good to me! It just breaks down about every three months! The key is broken in the lock, the black seal thing is coming off the windshield (which means my windshield could come off sometime in the near future), & my friend managed to take the seat belt latch off, so the passenger seat belt is basically useless. I NEED A NEW CAR. Should I get a student loan or a regular loan? I've tried filling out student loan online apps, & they ask me my expected grad year. I'm graduating from the tech school in June, but I'm still going on to community college, then university, then grad school. Do I put in my tech school's grad date or after I'm finished w/ everything? If I get a reg loan, do I need a cosigner?

Just to note, It will not be cheaper to fix the old car. The things I listed are just the things that happened in the past WEEK! My transmission is all screwed up, the wiring is bad, my horn doesn't work, the whole car shakes if I'm stopped too long (at a red light or in traffic), the locks are jiggly, one of the door knobs is broken, the hood doesn't open when you pull the latch, Power steering went out last week, brakes are SQUEALING, it's hard to switch the gears ( I will literally sit there for two minutes trying to take it from park to driver or reverse), this is just off the top of my head, OH! Yeah, My panel lights are out, so when I drive at night or in the morning (which is more than 70% of the time I drive bc of school and work) I can't see how fast I am going. There's more to this, this is literally just what is off the top of my head.

I basically feel that If I keep driving this car much longer, I will either die or suffer very bad injuries from the wreck/explosion/breakdown it will undeniably be a part of.

Answer 1

Put in when u are finished with everything and apply for student loan.... way way smaller interest rate.

Answer 2

Much cheaper to just fix the old car than buy a new one. The things that are wrong with it are all minor. Cars are a waste of money.

Student loans are for paying for tuition and books and things like that.

Answer 3

changes in US rules on Student Aid for tuition began to allow for covering the cost of online classes six months ago - wonder how many have actually taken advantage of this change