if u were to become the victim of identity theft that whuold u do to begin to resolve the problem?

Question

list 3 things what u would do first

Answer 1

Step One:
Report the identity theft case by contacting the fraud departments of each of the three major credit bureaus. Tell them that you’re an identity theft victim and request that a fraud alert be placed in your file, as well as a victim’s statement asking that creditors call you before opening any new accounts or changing your existing accounts. This can help prevent an identity thief from opening additional accounts in your name.

At the same time, order copies of your credit reports from the credit bureaus. Credit bureaus must give you a free copy of your report if your report is inaccurate because of fraud and you request it in writing. Review your reports carefully to make sure no additional fraudulent accounts have been opened in your name or authorized changes made to your existing accounts. In addition, check the section of your report that lists inquires. Where inquiries appear from the companies that opened the fraudulent accounts, request that these inquires be removed from your report. Next, you should order new copies of your reports to verify your corrections and to make sure no new fraudulent activity has occurred since you reported the identity theft.

Step Two:
The next party to contact for reporting the identity theft crime is any creditor that might have been asked to open fraudulent accounts. Creditors may include phone companies, credit card banks and other lenders. Ask to speak with someone in the security or fraud department at each creditor, and follow up with a letter. It is very important to notify credit card companies in writing because that’s the consumer protection procedure the law spells out for resolving errors on credit card billing statements. Immediately close accounts that have been tampered with and open new ones with replaced PINS and passwords.

Step Three:
File a report with your local police or the police in the community where the identity theft took place. Get a copy of the police report in case the bank, credit card company or other agencies need proof of the crime. If you report the identity theft to the police, this will help you when dealing with creditors even if the identity thief goes scot-free.

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Answer 2

I suffered identity theft two times and this is what I did.
1. I notified my bank to question charges not like me on my account,
2. Call the police and get a case # (you'll need that for the bank and so much more)
3. Get your credit reports from the three credit rating places:
equifax, experian, and transunion. (this is a very important step
because one of the people that stole my identity purchased a Jeep)

Answer 3

contact your local law enforcement they should have all the information that you will need to help you get the long process started. If not call another department at the department that I work for we have an investigator that handles all of the Identify thefts and he is pretty good about it. but the IRS is not you may have trouble for a few years. If your local Police can't or won't help start with a CPA they will probably have the forms for you

Answer 4

It depends on the situation, but the first thing i'd do is file a police report. Then I'd contact the three major credit bureaus and have them flag my credit, which would force creditors to contact you personally if an attempt to open a new account occurs. Contact the bank and any credit card companies to have them cancel accounts and reissue new numbers.

Answer 5

I would go on a rampage with a stolen tank, 3 times.

Answer 6

Funny! 100!

Answer 7

In my city you would first have to close all your accounts or at least let them know what happened...Go to the police department and get a fraud packet and fill it out...and then wait.

Answer 8

go to the police first and file a report. They will tell you what to do then. Then I would call all my debtors and explain it to them. Then I would probably go to motor vehicles and social security.

Answer 9

I have id theft monitoring and restoration, so I would call my lawyer!

Answer 10

Check your credit record....
Report to the police that your ID has been stolen.....
Check and change your bank accounts....