i was denied an checking account not sure why how can i find out with using my ssnumber?

Answer 1

For Checking accounts, bank use a different credit system called chexsystems. This is the company banks send bad checking account info to. If Chexsystems said you had outstanding debt with another bank, your new bank will turn you down. Contact chexsystems with the information below. They will help you for free.


Contact Chex Systems, Inc.
Mail: Chex Systems, Inc.
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125


Phone: By phone at 800-428-9623 or fax at 602-659-2197

Answer 2

have you had any other checking account with another bank
did you have a negitvate balance with another bank? and did
that bank close your account because of that? if so all banks
report to a service called Chex systems -any time you are reported
to them and then Most other banks will NOT open new account
if you are record with Chex system either until you clear the matter
up with the bank or 5 years go by
when the report is automaticly dropped
althought there are some banks that will still o

Answer 3

Banks have the availability to check your credit against outstanding monies that you owe people. So If you owe anybody any money banks will not open an account for you. Maybe you try opening a savings account!

Answer 4

Talk to the bank, but do it nicely. "What can I do to get approved."
If the bank's any good, they'll help.

Also, look at a credit union. You might have luck there.

Answer 5

some credit agencies will give you a free report if you've been denied credit