does full coverage auto insurance cover theft of the car?

Answer 1

Read your policy. If it talks about "Fire, theft, collision" it does.

But, your insurance won't cover theft if you didn't take "standard precautions" to protect the vehicle. If it was stolen out of your driveway, and was locked, you are probably okay. If you parked it in a not desirable neighborhood with the doors unlocked and the keys in the ignition, you are probably not covered.

Answer 2

You need to read your policy. Insurance company's define "full coverage" other than what we think. It may cover for any accident but not for fire. They are tricky people. If you are looking at a new car and loan. There is an extra insurance that covers the payoff value of the loan vs. value of car.

Answer 3

There's no such thing as "full coverage". There will always be deductibles and limits of liability with any policy.

That said, theft of your vehicle is covered under your Comprehensive coverage subject to a deductible.

Answer 4

There's no such thing as "full coverage insurance." If you have comprehensive coverage then that will cover the theft.

Answer 5

Yes. It's either liability only or full coverage which includes your car as well as any other car. Comprehensive is anything other than collision which includes theft.

Answer 6

yes but also it depends on if your vehicle is/was totaled. If it was totaled, hopefully you had gap insurance. If not you could whined up paying for the vehicle.

Answer 7

Never gave this much thought

Answer 8

it's debatable and there are basically multiple answers to the question..

Answer 9

Yes it does.

Answer 10

duh